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Close up shot of a cat peering over the top of a table, with only its eyes and ears visible
11 April 2025

With another 0.25% cut in the bag, OCR edges closer to 'neutral'

With another 0.25% OCR cut under our belts, and wholesale rates down off the back of significant global volatility, are we on trac...

Woman doing yoga, balancing on one foot with other leg stretched behind and arms stretched out in front.
02 April 2025

Interest rates holding steady (for now) but OCR expected to bring further falls

With the RBNZ expected to cut the OCR by a further 0.25% on 9th April, that could be the catalyst for the one-year rate to (finall...

Person sitting on a go-kart on a track, heading downhill
26 March 2025

What the RBNZ’s planned OCR track means for mortgage rates

With a series of small but steady OCR cuts expected over the coming months, here's how that's likely to impact short- and longer-t...

27 January 2023

Be wary of the five year fix

Inflation has peaked, and with business and consumer confidence readings at appallingly low levels the weakness in the economy this year will see inflation fall away. But can we safely say that fixed interest rates have peaked as well?

Couple working out finances
17 January 2023

Have most fixed mortgage rates already peaked?

The new year of 2023 is upon us and the big concern for people who did not lock their mortgage interest rate in for five years when rates were 3% or thereabouts over 2020-21 is how much higher fixed rates will go as the year progresses.

Board with 'When will it end?" displayed
16 December 2022

Fixed rates are most likely at their peaks

I am 90% confident that fixed rates are now at their cyclical peaks. The chances are very strong that the fixed rates for two years and beyond will be falling before the middle of 2023. - Tony Alexander, economist

Rear view of man standing on mountain peak
03 August 2022

Rates increasingly look like they have peaked

Inflation numbers have come out higher than expected offshore so expectations have grown that central banks will continue to raise their interest rates at a rapid pace. But therein lies some important information.

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Keen for the best rate and some cash too?

We've teamed up with award winning mortgage experts, Squirrel.

With over 1,425 five star reviews on Shopper Approved, Squirrel has helped thousands of Kiwis just like you secure the best possible rate when refixing or refinancing. Squirrel often beats the advertised rates so it's worth getting them to review your mortgage.

shopper approved logofive star revews
R

Ryan

New Zealand

five star revews

The service I got from Squirrel was extremely efficient. They dealt with my loan so easily and achieved a result greater than what I was expecting.

J

Jo

New Zealand

five star revews

Highly recommend Squirrel to sort out a mortgage with the banks takes the hassle out of going to separate banks with so much information they do the hard yards for you - Baz was a superstar and helped me all the way to my new home.

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