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Today's Mortgage Rates

Westpac takes the cap off; Kiwibank cuts

Friday, November 24th, 9:39AM  Add your comment

It continues to be very quiet in terms of changes to home loan rates. However, Kiwibank has today taken 10 basis points off two of its special rates, but not the standard rates in the same term.

Here's it's new one-year rate compared to the rest.

Also Westpac have removed its Capped Rates from the market.

RBNZ announces OCR decision

Thursday, September 28th, 9:00AM

Acting governor Grant Spencer reveals what was behind the Reserve Bank's decision.

SBS eyes partnership with mortgage advisers

Tuesday, August 1st, 11:19AM

The bank says around a third of its business now comes from advisers and chief executive Shaun Drylie gives his views on commission models.

Changes from last:

Lender type:

Term:

Property value:

Loan amount:

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ANZ 5.79 4.99 4.95 5.15 5.15 5.49 5.89 6.09 5.90
ANZ Special - - 4.45 - 4.65 4.99 - - -
ASB Bank 5.80 5.25 4.75 4.90 4.99 5.29 5.79 5.99 5.55
ASB Bank Special - 4.95 4.39 4.60 4.69 4.99 5.49 5.69 -
BNZ - Mortgage One 6.50 - - - - - - - 7.15
BNZ - Rapid Repay 5.95 - - - - - - - 6.74
BNZ - Special - - 4.59 - 4.69 4.99 - - -
BNZ - Std, FlyBuys 5.90 5.35 4.99 5.05 5.29 5.59 5.89 6.09 -
BNZ - TotalMoney 5.90 - - - - - - - -
Credit Union Auckland 6.70 - - - - - - - -
Credit Union Baywide 6.15 5.75 5.45 5.55 5.50 - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 6.45 - - - - - - - -
Finance Direct - - - - - - - - -
First Credit Union 5.85 - - - - - - - -
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
Heartland Bank - Online - - - - - - - - -
Heretaunga Building Society 5.75 - 5.00 - 5.20 - - - -
Housing NZ Corp 5.79 - 4.75 - 4.99 5.29 - 5.99 -
HSBC Premier 5.79 4.85 4.19 4.19 4.29 4.89 5.29 5.59 5.99
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - - - - - -
ICBC 5.80 4.99 4.59 5.00 4.69 5.09 5.30 5.85 5.70
5.80 4.99 4.95 - 5.15 5.49 5.75 5.69 5.85
Kiwibank - Capped - - - - - - - - -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Kiwibank - Offset 5.80 - - - - - - - -
Kiwibank Special - - ▼4.45 - 4.65 4.99 5.65 - -
Liberty 5.69 - - - - - - - -
Napier Building Society - - - - - - - - -
Nelson Building Society 6.10 - 5.10 - 5.45 - - - -
Resimac 5.30 - 4.86 - 4.94 5.30 5.50 5.67 -
RESIMAC Special 5.00 - - - 4.75 - - - -
SBS Bank 5.89 5.25 4.99 5.15 5.19 5.49 5.89 6.09 5.65
SBS Bank Special - 4.99 4.59 4.69 4.69 4.99 5.49 5.69 -
Sovereign 5.90 5.25 4.75 4.90 4.99 5.29 5.79 5.99 6.35
Sovereign Special - 4.95 4.39 4.60 4.69 4.99 5.49 5.69 -
The Co-operative Bank - Owner Occ 5.75 4.80 4.55 4.69 4.69 4.99 5.55 5.75 5.75
The Co-operative Bank - Standard 5.75 5.30 5.05 5.19 5.19 5.49 6.05 6.25 5.75
TSB Bank 5.80 4.99 4.80 4.99 5.15 5.45 5.75 5.99 5.80
TSB Special - 4.85 4.55 4.65 4.69 4.79 5.55 5.69 -
Wairarapa Building Society 5.70 - 4.85 - 4.99 - - - -
Westpac 5.95 5.25 4.99 5.15 5.19 5.44 5.89 6.09 5.95
Westpac - Offset 5.95 - - - - - - - -
Westpac Special - - 4.59 - 4.69 4.94 - 5.59 -
Median 5.82 4.99 4.75 4.95 4.99 5.29 5.70 5.92 5.88

Last updated: 24 November 2017 8:29am

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