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NZCU Baywide makes policy changes; FMA review of banks coming soon

Friday, October 19th, 10:34AM  Add your comment

It's been a quiet week with hardly any home loan rate changes. 

However, NZCU Baywide has relaxed its requirements for first home buyers with a series of new features aimed at luring younger customers. DETAILS HERE

The FMA's conduct review of banks, which was triggered by the Royal Commission in Australia, is due to report soon. If you think it will name and shane some of our banks, then you are out of luck. [READ ON]

RBNZ announces OCR decision

Thursday, September 28th, 9:00AM

Acting governor Grant Spencer reveals what was behind the Reserve Bank's decision.

SBS eyes partnership with mortgage advisers

Tuesday, August 1st, 11:19AM

The bank says around a third of its business now comes from advisers and chief executive Shaun Drylie gives his views on commission models.

Changes from last:

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ANZ 5.79 4.99 4.65 4.85 4.85 4.99 5.55 5.69 5.90
ANZ Special - - 4.15 - 4.35 4.49 - - -
ASB Bank 5.80 5.25 4.59 4.55 4.69 4.79 5.35 5.49 5.80
ASB Bank Special - 4.95 4.19 4.15 4.29 4.39 4.95 5.09 -
BNZ - Mortgage One 6.50 - - - - - - - 7.15
BNZ - Rapid Repay 5.95 - - - - - - - 6.74
BNZ - Special - - 4.19 - 4.29 4.49 - - -
BNZ - Std, FlyBuys 5.90 4.99 4.69 4.79 4.79 4.99 5.19 5.39 -
BNZ - TotalMoney 5.90 - - - - - - - -
Credit Union Auckland 6.70 - - - - - - - -
Credit Union Baywide 6.15 5.60 5.20 5.30 5.25 - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 6.45 - - - - - - - -
Finance Direct - - - - - - - - -
First Credit Union 5.85 - - - - - - - -
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
Heartland Bank - Online - - - - - - - - -
Heretaunga Building Society 5.75 - 4.90 - 4.95 - - - -
Housing NZ Corp 5.80 - 4.69 - 4.79 4.79 - 5.49 -
HSBC Premier 5.89 4.85 3.99 3.99 4.19 4.69 4.99 5.29 6.09
HSBC Premier LVR > 80% - - 3.85 3.85 - - - - -
HSBC Special - - - - - - - - -
ICBC 5.80 4.99 4.59 5.00 4.69 5.09 5.30 5.85 5.70
5.80 4.99 4.69 - 4.69 4.99 4.99 5.09 5.85
Kiwibank - Capped - - - - - - - - -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Kiwibank - Offset 5.80 - - - - - - - -
Kiwibank Special - - 4.19 - 4.19 4.49 - - -
Liberty 5.69 - - - - - - - -
Napier Building Society - - - - - - - - -
Nelson Building Society 6.10 - 5.10 - 5.45 - - - -
Resimac 5.30 - 4.86 - 4.94 5.30 5.50 5.67 -
RESIMAC Special - - - - - - - - -
SBS Bank 5.89 5.25 4.85 5.15 5.05 4.49 5.89 6.09 5.65
SBS Bank Special - 4.99 4.19 4.49 ▼3.95 4.49 4.89 4.89 -
Sovereign 5.90 5.25 4.59 4.55 4.69 4.79 5.35 5.49 6.35
Sovereign Special - 4.95 4.19 4.15 4.29 4.39 4.95 5.09 -
The Co-operative Bank - Owner Occ 5.75 4.50 4.19 ▼4.29 ▼4.35 4.49 4.99 5.19 5.75
The Co-operative Bank - Standard 5.75 5.00 4.69 ▼4.79 ▼4.85 4.99 5.49 5.69 5.75
TSB Bank 5.80 5.35 4.69 4.69 4.69 4.99 5.45 5.49 5.80
TSB Special - 4.85 4.19 4.19 4.19 4.49 4.95 4.99 -
Wairarapa Building Society 5.70 - 4.85 - 4.99 - - - -
Westpac 5.95 4.99 4.69 4.79 4.79 5.19 5.29 5.49 5.95
Westpac - Offset 5.95 - - - - - - - -
Westpac Special - - 4.19 4.15 4.29 4.49 - 4.99 -
Median 5.89 4.99 4.62 4.55 4.69 4.79 5.29 5.49 5.88

Last updated: 19 October 2018 6:18pm

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