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Today's Mortgage Rates

Top mortgage advisers named; HSBC moves rates

Friday, August 23rd, 9:46AM  Add your comment

Find out who won mortgage awards at the Financial Advice New Zealand conference here.

HSBC has cut fixed rates again. It has taken market leading positions in the 18-month and three year terms, plus it has taken 55 basis points off its floating rate.

Here's what it's one-year rate stacks up. [Click here]

Kiwibank's annual profit eases as fee income drops

Friday, August 23rd, 1:12PM

Kiwibank’s annual net profit fell $7 million, reflecting both lower fee income and one-off gains in the previous year.

Three leading ladies awarded

Friday, August 23rd, 9:21AM

Two mortgage advisers and one bank executive were winners of awards at the Financial Advice New Zealand conference.

Changes from last:

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ANZ 5.19 4.79 4.19 4.49 4.25 4.49 4.75 4.85 5.80
ANZ Special - 4.29 3.69 3.99 3.75 3.99 - - -
ASB Bank 5.20 4.79 4.25 4.25 4.19 4.39 4.69 4.79 5.30
ASB Bank Special - 4.29 3.75 3.75 3.69 3.89 4.19 4.29 -
BNZ - Classic - - 3.69 - 3.75 3.99 4.35 4.45 -
BNZ - Mortgage One 5.90 - - - - - - - 7.15
BNZ - Rapid Repay 5.35 - - - - - - - 6.74
BNZ - Std, FlyBuys 5.30 4.79 4.45 4.55 4.35 4.55 4.95 5.15 -
BNZ - TotalMoney 5.30 - - - - - - - -
Credit Union Auckland 5.95 - - - - - - - -
Credit Union Baywide 6.15 5.25 4.95 4.95 4.95 - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 6.45 - - - - - - - -
Finance Direct - - - - - - - - -
First Credit Union 5.85 - - - - - - - -
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
Heartland Bank - Online - - - - - - - - -
Heretaunga Building Society 5.75 - 4.80 - 4.95 - - - -
Housing NZ Corp 5.19 - 4.29 - 4.29 4.49 - 4.89 -
HSBC Premier ▼5.79 ▼4.65 ▼3.65 ▼3.69 ▼3.69 ▼3.85 4.19 4.29 6.09
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - - - - - -
ICBC 5.65 4.85 3.85 3.99 3.95 3.89 4.29 4.39 5.65
5.80 5.54 4.30 - 4.40 4.74 5.04 5.14 5.20
Kiwibank - Capped - - - - - - - - -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Kiwibank - Offset 5.15 - - - - - - - -
Kiwibank Special - 4.79 3.55 - 3.65 3.99 4.29 4.39 -
Liberty 5.69 - - - - - - - -
Napier Building Society - - - - - - - - -
Nelson Building Society 5.70 - 4.69 - 4.79 - - - -
Resimac 5.30 - 4.86 - 4.14 4.19 4.99 5.09 -
RESIMAC Special - - - - - - - - -
SBS Bank 5.29 5.25 4.85 5.15 5.05 5.49 5.89 6.09 5.79
SBS Bank Special - 4.99 3.78 3.78 3.78 3.99 4.49 5.49 -
Sovereign 5.30 4.89 4.35 4.29 4.29 4.55 4.85 4.95 6.35
Sovereign Special - 4.49 3.85 3.89 3.75 4.05 4.35 4.45 -
The Co-operative Bank - Owner Occ 5.15 3.79 3.79 3.79 3.84 3.99 4.29 4.39 5.15
The Co-operative Bank - Standard 5.15 4.29 4.29 4.29 4.34 4.49 4.79 4.89 5.15
TSB Bank 6.09 5.35 4.65 4.69 4.59 4.85 5.25 5.35 6.09
TSB Special 5.29 4.55 3.85 3.89 3.79 4.05 4.45 4.55 5.29
Wairarapa Building Society 5.70 - 4.85 - 4.99 - - - -
Westpac 5.34 4.99 4.69 4.79 4.79 5.19 5.29 5.49 5.44
Westpac - Offset 5.34 - - - - - - - -
Westpac Special - - 3.69 - 3.75 3.99 4.35 4.45 -
Median 5.50 4.79 4.29 4.25 4.25 4.19 4.59 4.87 5.79

Last updated: 23 August 2019 8:51am

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