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Results: New Zealand Economy

Parachuter coming in to land at sunset
29 May 2025

Another OCR cut in the bag—and we're almost at the bottom of the rate cycle

The Reserve Bank dropped the OCR by a further 0.25% this week, down to 3.25%—meaning we're now within reaching distance of the bot...

Hand holding four playing cards
21 May 2025

Another OCR drop expected—will mortgage rates follow suit?

We're a week out from our next OCR announcement on 28 May, and the expectation is that we're in for another 0.25% cut from the RBN...

Close up shot of a man chopping wood
15 May 2025

Why now is a good time to be thinking about splitting your mortgage

Shorter-term rates are expected to get down to around 4.50% in the coming months—while longer-term rates will likely remain relati...

17 December 2024

Predictions for NZ interest rates and the OCR in 2025

After a tough few years, we're on the slow road to recovery—and things should continue to look up in 2025. Here are our predictions on interest rates, the OCR, economy and housing market for next year.

Hand holding the numbers 2025
12 November 2024

A broader look at interest rates, the NZ housing market and economy

Between US politics and NZ's last OCR verdict of the year coming up, November's shaping up to be a big month. Here's a broad look at what it means for New Zealand interest rates, the housing market and our economy.

Man standing in a field, facing the camera and looking through a pair of binoculars
25 July 2024

Is interest rate relief on the horizon?

According to bank economists, rate falls are now pretty much a given by November—but ahead of our next OCR announcement, on 14th August, there's a growing argument it could happen even sooner.

Sun setting on the horizon
18 July 2024

Inflation tracking as hoped, market still anticipating OCR fall in November

Weak economic data continues to pour in, and with the latest inflation figures coming in lower than expected, it looks increasingly like interest rate falls are on the cards for late 2024

Man in suit checking his watch while waiting in an elevator

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