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Results: Global Economy

Duckling swimming on water
11 September 2024

With further rate cuts around the corner, the question becomes—to fix or float?

With two further OCR cuts expected before the end of the year, we could see one-year rates drop below 6% going into Christmas—so w...

Young man sitting on the ground against a pink background, holding a wall clock in his hands.
04 September 2024

Interest rates settle as market awaits next OCR announcement

Interest rates have stabilised over the last week, but with two further OCR cuts expected before the end of the year, here's what ...

Round yellow "CAUTION!" sign painted on concrete
29 August 2024

With interest rates on a downward slope, beware of fixing longer-term

Bank mortgage rates have been tracking downwards in the wake of the RBNZ's OCR cut. With longer-term rates sitting much lower than...

29 November 2023

Lower mortgage rates, or higher bank margins?

Declines in fixed interest rates in the US have fed through to some reductions in NZ’s bank wholesale borrowing costs. Will this mean lower mortgage rates for Kiwi, or will this end up as extra margin for the banks?

People-shaped blocks on a wooden seesaw
16 November 2023

Mortgage rates | no spring specials in sight, what’s in store for summer?

Costs for banks to borrow money have decreased. Added with the higher lending rates they provide, can banks afford to start cutting their own lending rates?

23 August 2023

Two giants and their impact on NZ

The Reserve Bank has kept the official cash rate at 5.5%, but the outlook on interest rates is still clouded. And now, the future of our housing market might be shaken up by two giants from the other side of the globe: China, and the U.S.

Person holding a globe
09 August 2023

Interest rates: A puzzle of uncertainty

On August 16, the Reserve Bank will review their 5.5% official cash rate. It's extremely likely that they'll choose to remain at 5.5%, according to Tony Alexander — but what does this really mean for interest rates?

Woman putting a puzzle together

Keen for the best rate and some cash too?

We've teamed up with award winning mortgage experts, Squirrel.

With over 1,425 five star reviews on Shopper Approved, Squirrel has helped thousands of Kiwis just like you secure the best possible rate when refixing or refinancing.

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Katie

New Zealand

five star revews

Our experience with Squirrel has been fantastic. Our Advisor was friendly and professional and made what can be a stressful and complex process very seamless for us. We are thrilled with our outcome.

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Martin

New Zealand

five star revews

Helped me get an improved rate and sorted out my needs. Great communication, kept me up to date throughout the process.

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