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Results: Floating rates

Duckling swimming on water
11 September 2024

With further rate cuts around the corner, the question becomes—to fix or float?

With two further OCR cuts expected before the end of the year, we could see one-year rates drop below 6% going into Christmas—so w...

Young man sitting on the ground against a pink background, holding a wall clock in his hands.
04 September 2024

Interest rates settle as market awaits next OCR announcement

Interest rates have stabilised over the last week, but with two further OCR cuts expected before the end of the year, here's what ...

Round yellow "CAUTION!" sign painted on concrete
29 August 2024

With interest rates on a downward slope, beware of fixing longer-term

Bank mortgage rates have been tracking downwards in the wake of the RBNZ's OCR cut. With longer-term rates sitting much lower than...

25 July 2024

Is interest rate relief on the horizon?

According to bank economists, rate falls are now pretty much a given by November—but ahead of our next OCR announcement, on 14th August, there's a growing argument it could happen even sooner.

Sun setting on the horizon
18 July 2024

Inflation tracking as hoped, market still anticipating OCR fall in November

Weak economic data continues to pour in, and with the latest inflation figures coming in lower than expected, it looks increasingly like interest rate falls are on the cards for late 2024

Man in suit checking his watch while waiting in an elevator
09 August 2023

Interest rates: A puzzle of uncertainty

On August 16, the Reserve Bank will review their 5.5% official cash rate. It's extremely likely that they'll choose to remain at 5.5%, according to Tony Alexander — but what does this really mean for interest rates?

Woman putting a puzzle together
19 May 2023

Will there be a return of the 2.99% five year rate?

Where are fixed mortgage interest rates likely to average over the next 5-10 years, and will there be a return of the 2.99% five year rate?

Little girl looking over a crowd

Keen for the best rate and some cash too?

We've teamed up with award winning mortgage experts, Squirrel.

With over 1,425 five star reviews on Shopper Approved, Squirrel has helped thousands of Kiwis just like you secure the best possible rate when refixing or refinancing.

shopper approved logofive star revews
K

Katie

New Zealand

five star revews

Our experience with Squirrel has been fantastic. Our Advisor was friendly and professional and made what can be a stressful and complex process very seamless for us. We are thrilled with our outcome.

M

Martin

New Zealand

five star revews

Helped me get an improved rate and sorted out my needs. Great communication, kept me up to date throughout the process.

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