Results: Floating rates
What's the outlook for interest rates over the course of 2026?
Our first OCR announcement of the year is coming up on 18th February—and while the expectation is for a no change verdict, there a...
Inflation creeps up, rate increases could be on the cards for late 2026
Rates are still expected to remain largely flat this year, but with inflation running slightly higher than we'd like, hikes could ...
Interest rates officially on the move again following holiday break
Interest rates have started to move again following the break—with a number of major lenders matching the fixed rate increases we ...
Just how low could the OCR go?
We're only half a percent off the RBNZ's estimated 'neutral' OCR of 3%. But with all the global volatility playing out at the moment, is there a chance it could get even lower?
What the RBNZ’s planned OCR track means for mortgage rates
With a series of small but steady OCR cuts expected over the coming months, here's how that's likely to impact short- and longer-term interest rates—and what that means for borrowers.
Rates still dropping, but some terms don't have much further to go
Now that the two-year rate is sitting below 5%—with most banks offering 4.99%—that's pretty close to where things are expected to settle in the long-term.
Borrowers favouring two-year term in wake of latest rate cuts
With most lenders now offering two-year fixed rates of 4.99%, borrowers have been flocking to the two-year term in droves. Does it still make sense to fix shorter-term in the current environment?
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