Results: Floating rates
Rates nearing the bottom—is now the time to think about fixing longer-term?
We're either at—or very near—the bottom of the interest rate cycle. And now that we're starting to longer-term rates out there bel...
Next OCR verdict expected to tip one-year rates to down around 4.50%
Next week's OCR announcement is expected to bring either a 0.25% or 0.50% reduction—which should be enough to get the one-year rat...
Interest rates set to drop as GDP result sparks calls for 0.5% OCR cut
Our latest GDP numbers caught everyone off-guard. And with some now calling for a 0.5% OCR cut on 8 October, interest rates are ex...
Rates still dropping, but some terms don't have much further to go
Now that the two-year rate is sitting below 5%—with most banks offering 4.99%—that's pretty close to where things are expected to settle in the long-term.
Borrowers favouring two-year term in wake of latest rate cuts
With most lenders now offering two-year fixed rates of 4.99%, borrowers have been flocking to the two-year term in droves. Does it still make sense to fix shorter-term in the current environment?
Two-year fixed rates dip below 5%
A flurry of rate cuts following last week's OCR announcement has seen two-year fixed mortgage rates finally break the sub-5% mark. Here's what the news means for borrowers.
With rates expected to track further downwards, is it better to fix or float?
As we gear up for our first OCR announcement of the year on 19 February—expected to bring a 0.50% cut—here's what that means for mortgage rates and Kiwi borrowers.
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