Results: Floating rates
Two-year fixed rates dip below 5%
A flurry of rate cuts following last week's OCR announcement has seen two-year fixed mortgage rates finally break the sub-5% mark....
Reserve Bank kicks off 2025 with a 0.50% OCR cut, taking us down to 3.75%
As promised late last year, the RBNZ delivered another 0.50% OCR cut on 19 February. Let's dive into what the move means for mortg...
With rates expected to track further downwards, is it better to fix or float?
As we gear up for our first OCR announcement of the year on 19 February—expected to bring a 0.50% cut—here's what that means for m...
Borrowers advised to fix for six months, in anticipation of better rates ahead
Lenders have been quick to react to last week's OCR cut, dropping various fixed-rate terms. Here's what that means for you if you're looking to refix in the coming weeks.
Another double cut takes OCR down to 4.25%
As expected, the RBNZ's final OCR announcement of 2024 brought a 0.50% cut—taking us down to an OCR of 4.25%. Here's what that means for interest rates, and Kiwi borrowers.
With our next OCR cut around the corner, the time to fix is almost here
We're just a week away from our final OCR announcement of the year, which is expected to bring a 0.50% reduction. If you've been holding off on fixing, waiting for better rates, the time is almost
Why you shouldn’t rush to fix (or refix) your mortgage in a falling rate environment
It's not in the bag yet, but most are picking another big OCR reduction in November—so, by opting to float in the short-term, borrowers could stand to benefit from further rate falls come December.
Keen for the best rate and some cash too?
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New Zealand
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New Zealand
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