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Results: Fixed rates

Small dog digging a hole
14 August 2025

Banks preemptively cut one- and two-year rates ahead of OCR verdict

We're a week out from our next OCR announcement, but the banks are already making moves—with all major lenders having dropped thei...

Hand doing crossed fingers signal against an orange background.
07 August 2025

Another 0.25% cut expected—but will the RBNZ signal more in the pipeline?

Wholesale interest rates have fallen over the last few days in response to market expectations of a 0.25% cut on 20 August—but mor...

Person balancing walking along a wooden beam in a park
30 July 2025

The future of interest rates hinges on RBNZ's next forecast

It's all pretty quiet on the interest rates front, as we await our next OCR announcement on 20 August. But it's not the OCR verdic...

26 June 2025

Mortgage rates trucking along as is for now

It's all looking pretty quiet on the interest rates front at the moment. While shorter-term rates are expected to fall a little further, longer-term rates are a different story.

Cavoodle dog looking out the window of a truck
29 May 2025

Another OCR cut in the bag—and we're almost at the bottom of the rate cycle

The Reserve Bank dropped the OCR by a further 0.25% this week, down to 3.25%—meaning we're now within reaching distance of the bottom of the interest rate cycle. Here's what it all means for mortgage rates and borrowers.

Parachuter coming in to land at sunset
21 May 2025

Another OCR drop expected—will mortgage rates follow suit?

We're a week out from our next OCR announcement on 28 May, and the expectation is that we're in for another 0.25% cut from the RBNZ—taking us down to 3.25%.

Hand holding four playing cards
15 May 2025

Why now is a good time to be thinking about splitting your mortgage

Shorter-term rates are expected to get down to around 4.50% in the coming months—while longer-term rates will likely remain relatively stable. Here's why splitting your loan makes sense right now.

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New Zealand

five star revews

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New Zealand

five star revews

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