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Results: Fixed rates

Giraffe looming over a hole in the roof of a structure
30 October 2025

The bottom of the interest rate cycle looms closer

With the best one year rate at 4.39% and longer terms below 5.00%, we're getting very close to the bottom of the interest rate cyc...

Man trimming a hedge with garden shears
23 October 2025

Another OCR cut expected—could it see the one-year rate dip below 4%?

The market is expecting another OCR cut in November—from 2.50% to 2.25%—and with that, there's now a distinct possibility that we ...

Man silhoutted against a sunset over the ocean
16 October 2025

Rates nearing the bottom—is now the time to think about fixing longer-term?

We're either at—or very near—the bottom of the interest rate cycle. And now that we're starting to longer-term rates out there bel...

14 August 2025

Banks preemptively cut one- and two-year rates ahead of OCR verdict

We're a week out from our next OCR announcement, but the banks are already making moves—with all major lenders having dropped their one- and two-year rates in recent days.

Small dog digging a hole
10 July 2025

Reserve Bank hits the pause button, holding the OCR at 3.25%

The RBNZ hit pause on rate cuts on 9 July—holding the OCR steady at 3.25%—citing signs of life in the economy, and overseas factors causing concern.

Person pushing a crosswalk button, with the "WAIT" sign lit up
03 July 2025

To cut or hold? Predictions mixed for RBNZ’s next OCR announcement

Interest rates are in a holding pattern right now, as we wait to see what the RBNZ has in store for us on 9 July. While some are expecting another 0.25% cut, many are expecting the RBNZ to hold at 3.25%.

Woman's hand stopping a line of falling dominoes
26 June 2025

Mortgage rates trucking along as is for now

It's all looking pretty quiet on the interest rates front at the moment. While shorter-term rates are expected to fall a little further, longer-term rates are a different story.

Cavoodle dog looking out the window of a truck

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