Results: Credit Policy
Banks preemptively cut one- and two-year rates ahead of OCR verdict
We're a week out from our next OCR announcement, but the banks are already making moves—with all major lenders having dropped thei...
Another 0.25% cut expected—but will the RBNZ signal more in the pipeline?
Wholesale interest rates have fallen over the last few days in response to market expectations of a 0.25% cut on 20 August—but mor...
The future of interest rates hinges on RBNZ's next forecast
It's all pretty quiet on the interest rates front, as we await our next OCR announcement on 20 August. But it's not the OCR verdic...
More rate cuts - an update
Westpac and BNZ have joined the rate war this week, dropping their one-year term to 3.09%. This seems to be the new norm.
FOMO in Auckland’s property market is real
The Auckland housing market seems to be waking from its slumber and it seems that buyers are eager to get in on the action as quickly as possible.
How parents can help their children buy a home
Many first-home buyers receive help from their parents to purchase their first property and there are a few ways this can be done. Here's how, and what the pros and cons are.
Debt and borrowing power: Key things to know
Does existing debt affect borrowing power? The short answer is yes, typically. The long answer is it can depend on the type of debt, as well as the size of your deposit.
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