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Results: Credit Policy

Close up shot of a cat peering over the top of a table, with only its eyes and ears visible
11 April 2025

With another 0.25% cut in the bag, OCR edges closer to 'neutral'

With another 0.25% OCR cut under our belts, and wholesale rates down off the back of significant global volatility, are we on trac...

Woman doing yoga, balancing on one foot with other leg stretched behind and arms stretched out in front.
02 April 2025

Interest rates holding steady (for now) but OCR expected to bring further falls

With the RBNZ expected to cut the OCR by a further 0.25% on 9th April, that could be the catalyst for the one-year rate to (finall...

Person sitting on a go-kart on a track, heading downhill
26 March 2025

What the RBNZ’s planned OCR track means for mortgage rates

With a series of small but steady OCR cuts expected over the coming months, here's how that's likely to impact short- and longer-t...

24 March 2020

More rate cuts - an update

Westpac and BNZ have joined the rate war this week, dropping their one-year term to 3.09%. This seems to be the new norm.

Male in corporate attire, holding pen and pointing at graph on table in an office
05 March 2020

FOMO in Auckland’s property market is real

The Auckland housing market seems to be waking from its slumber and it seems that buyers are eager to get in on the action as quickly as possible.

Crowd of people crossing street in a hurry
04 March 2020

How parents can help their children buy a home

Many first-home buyers receive help from their parents to purchase their first property and there are a few ways this can be done. Here's how, and what the pros and cons are.

Standalone house on flat landscaped section in New Zealand
17 February 2020

Debt and borrowing power: Key things to know

Does existing debt affect borrowing power? The short answer is yes, typically. The long answer is it can depend on the type of debt, as well as the size of your deposit.

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New Zealand

five star revews

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New Zealand

five star revews

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