Results: Mortgages
With OCR in stimulatory territory, the lowest possible rate not always best
A one-year rate at 3.99% would be pretty tempting stuff—but before locking in, borrowers should consider what happens when that lo...
The bottom of the interest rate cycle looms closer
With the best one year rate at 4.39% and longer terms below 5.00%, we're getting very close to the bottom of the interest rate cyc...
Another OCR cut expected—could it see the one-year rate dip below 4%?
The market is expecting another OCR cut in November—from 2.50% to 2.25%—and with that, there's now a distinct possibility that we ...
Interest rates set to drop as GDP result sparks calls for 0.5% OCR cut
Our latest GDP numbers caught everyone off-guard. And with some now calling for a 0.5% OCR cut on 8 October, interest rates are expected to fall over the next few weeks. Here's what it means for borrowers.
Borrowers favouring two-year term in wake of latest rate cuts
With most lenders now offering two-year fixed rates of 4.99%, borrowers have been flocking to the two-year term in droves. Does it still make sense to fix shorter-term in the current environment?
Two-year fixed rates dip below 5%
A flurry of rate cuts following last week's OCR announcement has seen two-year fixed mortgage rates finally break the sub-5% mark. Here's what the news means for borrowers.
With sub-5% rates on the horizon, borrowers should seek tailored advice
As we edge closer to the bottom of the interest rates cycle, fixing short-term is no longer (necessarily) the best solution for all—and borrowers should be seeking personalised mortgage advice.
Keen for the best rate and some cash too?
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New Zealand
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New Zealand
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