Results: Mortgages
The bottom of the interest rate cycle looms closer
With the best one year rate at 4.39% and longer terms below 5.00%, we're getting very close to the bottom of the interest rate cyc...
Another OCR cut expected—could it see the one-year rate dip below 4%?
The market is expecting another OCR cut in November—from 2.50% to 2.25%—and with that, there's now a distinct possibility that we ...
Rates nearing the bottom—is now the time to think about fixing longer-term?
We're either at—or very near—the bottom of the interest rate cycle. And now that we're starting to longer-term rates out there bel...
Borrowers favouring two-year term in wake of latest rate cuts
With most lenders now offering two-year fixed rates of 4.99%, borrowers have been flocking to the two-year term in droves. Does it still make sense to fix shorter-term in the current environment?
Two-year fixed rates dip below 5%
A flurry of rate cuts following last week's OCR announcement has seen two-year fixed mortgage rates finally break the sub-5% mark. Here's what the news means for borrowers.
With sub-5% rates on the horizon, borrowers should seek tailored advice
As we edge closer to the bottom of the interest rates cycle, fixing short-term is no longer (necessarily) the best solution for all—and borrowers should be seeking personalised mortgage advice.
Is interest rate relief on the horizon?
According to bank economists, rate falls are now pretty much a given by November—but ahead of our next OCR announcement, on 14th August, there's a growing argument it could happen even sooner.
Keen for the best rate and some cash too?
We've teamed up with award winning mortgage experts, Squirrel.
With over 1,425 five star reviews on Shopper Approved, Squirrel has helped thousands of Kiwis just like you secure the best possible rate when refixing or refinancing. Squirrel often beats the advertised rates so it's worth getting them to review your mortgage.
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New Zealand
The service I got from Squirrel was extremely efficient. They dealt with my loan so easily and achieved a result greater than what I was expecting.
Jo
New Zealand
Highly recommend Squirrel to sort out a mortgage with the banks takes the hassle out of going to separate banks with so much information they do the hard yards for you - Baz was a superstar and helped me all the way to my new home.