News
Rates change all the time. Keep up to date with the latest activity so you can manage your mortgage and pay-it-off faster.
Look to lock in rates
Finding a fixed rate loan at the right price can be crucial to whether you can afford your dream home or investment property. But if you have to delay completion of the purchase you face the possibility that you will lose the cheap rate.
A less aggressive approach to lending
Southern Cross Building Society has some of the best mortgages rates in the market at the moment but if you are a highly-geared risk taker don’t bother to apply. This lender’s deals are not for everyone and it is happy to keep it that way.
Welcome home loan scheme extended
The government has widened the scope of its Welcome Home Loan scheme which is designed to help people buy their own homes.
Impact of removal of trail commissions 3yrs away
Last year a number of banks removed trail commissions paid to brokers on new home loans, but the financial impact of the change may take three years to show up.
Keen for the best rate and some cash too?
We've teamed up with award winning mortgage experts, Squirrel.
With over 1,425 five star reviews on Shopper Approved, Squirrel has helped thousands of Kiwis just like you secure the best possible rate when refixing or refinancing. Squirrel often beats the advertised rates so it's worth getting them to review your mortgage.
Ryan
New Zealand
The service I got from Squirrel was extremely efficient. They dealt with my loan so easily and achieved a result greater than what I was expecting.
Jo
New Zealand
Highly recommend Squirrel to sort out a mortgage with the banks takes the hassle out of going to separate banks with so much information they do the hard yards for you - Baz was a superstar and helped me all the way to my new home.