At the short end the two banks have increased their six month and 18 month rates. Both have gone up 10 basis points to 5.60% and 5.49% respectively.
Out at the longer term loans it has taken a different position.
The four-year fixed hime loan rate is down five points to 6.20%, and the five-year rate is down 10 points to 6.60%.
None of these rates are market leading when you compare all the carded rates here.
However ANZ National has been considered the most aggressive in the market when it comes ot negotiating and offering extras to customers like cash payouts.
