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Today's Mortgage Rates

Ups and downs to end the week

Friday, December 8th, 9:50AM  Add your comment

We've had two banks makes changes to rates. The Co-operative Bank has taken 16 basis points of both its four and five year rates.

ASB, and Sovereign, have made changes to six terms. The one-year rate has risen, while there have been cuts to all terms longer than a year. Some put them into competitive pricing positions. To see how the table stacks up on the critical two-year term CLICK HERE

Important news for advisers: Parliament sent the new financial adviser law reform package to Select Committee. [READ ON]

RBNZ announces OCR decision

Thursday, September 28th, 9:00AM

Acting governor Grant Spencer reveals what was behind the Reserve Bank's decision.

SBS eyes partnership with mortgage advisers

Tuesday, August 1st, 11:19AM

The bank says around a third of its business now comes from advisers and chief executive Shaun Drylie gives his views on commission models.

Changes from last:

Lender type:

Term:

Property value:

Loan amount:

   Reset

Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ANZ 5.79 4.99 4.95 5.15 5.15 5.49 5.89 6.09 5.90
ANZ Special - - 4.45 - 4.65 4.99 - - -
ASB Bank 5.80 5.25 4.79 4.85 4.99 5.29 5.79 5.99 5.55
ASB Bank Special - 4.95 4.49 4.55 4.59 4.89 5.39 5.59 -
BNZ - Mortgage One 6.50 - - - - - - - 7.15
BNZ - Rapid Repay 5.95 - - - - - - - 6.74
BNZ - Special - - 4.59 - 4.65 4.99 - - -
BNZ - Std, FlyBuys 5.90 5.35 4.99 5.05 5.29 5.59 5.89 6.09 -
BNZ - TotalMoney 5.90 - - - - - - - -
Credit Union Auckland 6.70 - - - - - - - -
Credit Union Baywide 6.15 5.75 5.45 5.55 5.50 - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 6.45 - - - - - - - -
Finance Direct - - - - - - - - -
First Credit Union 5.85 - - - - - - - -
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
Heartland Bank - Online - - - - - - - - -
Heretaunga Building Society 5.75 - 5.00 - 5.20 - - - -
Housing NZ Corp 5.79 - 4.75 - 4.99 5.29 - 5.99 -
HSBC Premier 5.79 4.85 4.19 4.19 4.29 4.89 5.29 5.59 5.99
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - - - - - -
ICBC 5.80 4.99 4.59 5.00 4.69 5.09 5.30 5.85 5.70
5.80 4.99 4.95 - 5.15 5.49 5.75 5.69 5.85
Kiwibank - Capped - - - - - - - - -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Kiwibank - Offset 5.80 - - - - - - - -
Kiwibank Special - - 4.45 - 4.65 4.99 5.65 - -
Liberty 5.69 - - - - - - - -
Napier Building Society - - - - - - - - -
Nelson Building Society 6.10 - 5.10 - 5.45 - - - -
Resimac 5.30 - 4.86 - 4.94 5.30 5.50 5.67 -
RESIMAC Special 5.00 - - - 4.75 - - - -
SBS Bank 5.89 5.25 4.99 5.15 5.19 5.49 5.89 6.09 5.65
SBS Bank Special - 4.99 4.59 4.69 4.69 4.99 5.49 5.69 -
Sovereign 5.90 5.25 4.79 4.85 4.99 5.29 5.79 5.99 6.35
Sovereign Special - 4.95 4.49 4.55 4.59 4.89 5.39 5.59 -
The Co-operative Bank - Owner Occ 5.75 4.80 4.49 4.69 4.69 4.99 5.39 5.55 5.75
The Co-operative Bank - Standard 5.75 5.30 4.99 5.19 5.19 5.49 5.89 6.09 5.75
TSB Bank 5.80 4.99 4.80 4.99 5.15 5.45 5.75 5.99 5.80
TSB Special - 4.85 4.55 4.65 4.69 4.79 5.55 5.69 -
Wairarapa Building Society 5.70 - 4.85 - 4.99 - - - -
Westpac 5.95 5.25 4.99 5.15 5.19 5.44 5.89 6.09 5.95
Westpac - Offset 5.95 - - - - - - - -
Westpac Special - - 4.59 - 4.65 4.94 - 5.59 -
Median 5.82 4.99 4.79 4.92 4.99 5.29 5.70 5.92 5.88

Last updated: 8 December 2017 7:30am

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