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Today's Mortgage Rates

ASB follows suit and raises rates

Friday, July 7th, 9:28AM  Add your comment

ASB and its related entities, Bank Direct and Sovereign, have added 10 basis points to its two, four and five year fixed rates. The increases are to standard rates as well as Specials.

OCR held again - here's what RBNZ had to say

Thursday, June 22nd, 9:00AM

The Reserve Bank today left the Official Cash Rate unchanged while saying major challenges remain.

Surprise at RBNZ’s OCR outlook

Thursday, May 11th, 10:26AM

The Reserve Bank’s decision to hold the OCR at 1.75% was expected, but economists are surprised at its projection the OCR will remain on hold until late 2019.

Changes from last:

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ANZ 5.79 4.99 5.05 5.15 5.35 5.59 5.89 6.09 5.90
ANZ Special - - 4.55 - 4.85 - - - -
ASB Bank 5.80 5.35 4.85 5.10 5.14 5.49 5.89 6.09 5.55
ASB Bank Special - 4.95 4.45 4.70 4.74 5.09 5.49 5.69 -
BankDirect 5.80 5.35 4.85 5.10 5.14 5.49 - 6.09 5.55
BankDirect Special - 4.95 4.45 4.70 4.74 5.09 - 5.69 -
BNZ - Mortgage One 6.50 - - - - - - - 7.15
BNZ - Rapid Repay 5.95 - - - - - - - 6.74
BNZ - Special - - 4.59 - 4.79 5.09 - - -
BNZ - Std, FlyBuys 5.90 5.35 4.99 5.05 5.29 5.59 5.89 6.09 -
BNZ - TotalMoney 5.90 - - - - - - - -
Credit Union Auckland 6.70 - - - - - - - -
Credit Union Baywide 5.95 5.75 5.45 5.55 5.50 - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 6.45 - - - - - - - -
Finance Direct - - - - - - - - -
First Credit Union 5.85 - - - - - - - -
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
Heartland Bank - Online - - - - - - - - -
Heretaunga Building Society 5.75 - 5.00 - 5.20 - - - -
Housing NZ Corp 5.79 - 4.85 - ▲5.24 5.49 - 5.99 -
HSBC Premier 5.79 4.85 4.09 4.09 4.29 4.89 5.29 5.59 5.99
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - - - - - -
ICBC 5.70 4.99 4.59 5.00 4.69 5.09 5.30 5.85 5.70
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
5.70 4.99 4.95 - 5.29 5.75 5.75 5.99 5.75
Kiwibank - Capped - - - - - - - - -
Kiwibank - Offset 5.70 - - - - - - - -
Kiwibank Special - - 4.45 - 4.79 5.25 - - -
Liberty 5.69 - - - - - - - -
Napier Building Society - - - - - - - - -
Nelson Building Society 6.10 - 5.10 - 5.45 - - - -
Resimac 5.00 - 4.86 - 4.75 5.30 5.50 5.67 -
SBS Bank 5.79 5.25 4.99 5.15 5.29 5.59 5.89 6.09 5.65
SBS Bank Special - 4.99 4.59 4.85 4.85 5.25 5.65 5.85 -
Sovereign 5.90 5.35 4.85 5.10 5.24 5.49 5.99 6.19 6.35
Sovereign Special - 4.95 4.45 4.70 4.84 5.09 5.59 5.79 -
The Co-operative Bank - Owner Occ 5.75 4.80 4.59 4.75 4.85 5.25 5.65 5.85 5.75
The Co-operative Bank - Standard 5.75 5.30 5.09 5.25 5.35 5.75 6.15 6.35 5.75
TSB Bank 5.80 4.99 4.80 4.99 5.15 5.45 5.75 5.99 5.80
TSB Special - 4.85 4.55 4.75 4.49 5.15 5.65 5.79 -
Wairarapa Building Society 5.70 - 4.85 - 4.99 - - - -
Westpac 5.95 5.25 4.99 5.15 5.29 5.59 5.89 6.09 5.95
Westpac - Capped rates - - 5.26 - 5.36 - - - -
Westpac - Offset 5.95 - - - - - - - -
Westpac Special - - 4.59 - 4.85 5.09 - 5.59 -
Median 5.80 4.99 4.85 5.03 5.14 5.38 5.75 5.99 5.80

Last updated: 23 July 2017 11:18am

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