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Today's Mortgage Rates

Outlook for house prices

Monday, February 20th, 10:43AM  Add your comment

Interesting news on the housing front today. ASB, in its housing confidence survey, says expectations of house price growth have cooled significantly in the January quarter. [READ ON]

Meanwhile, Westpac are forecasting a gain of 7% for house prices this year, compared to an estimated 15% rise in 2016 and 11% in 2015.

Profits down for Kiwibank

Monday, February 20th, 5:42AM

Funding pressures and infrastructure spending are to blame for a 13% decline in Kiwibank’s net after-tax profit in the last half of 2016.
 

Volatility leads to tighter lending environment

Thursday, February 16th, 12:56AM

Expect slower lending growth and rising interest rates this year as banks respond to developments in 2016, the latest KPMG Financial Institutions Performance Survey says.

Changes from last:

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ANZ 5.69 4.99 4.89 5.05 5.29 5.49 5.70 5.85 5.80
ANZ Special - - 4.39 - 4.79 - - - -
ASB Bank 5.80 5.35 4.99 5.05 5.19 5.49 5.89 6.09 5.55
ASB Bank Special - 4.95 4.59 4.75 4.79 5.09 5.49 5.69 -
BankDirect 5.80 5.35 4.99 5.15 5.19 5.49 - 6.09 5.55
BankDirect Special - 4.95 4.59 4.75 4.79 5.09 - 5.69 -
BNZ - Mortgage One 6.25 - - - - - - - 7.15
BNZ - Rapid Repay 5.70 - - - - - - - 6.74
BNZ - Special - - 4.59 - 4.79 5.09 - - -
BNZ - Std, FlyBuys 5.79 5.35 4.99 5.05 5.19 5.49 5.89 6.09 -
BNZ - TotalMoney 5.64 - - - - - - - -
Credit Union Auckland 6.70 - - - - - - - -
Credit Union Baywide 5.95 5.55 4.99 ▲5.25 ▲5.25 - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 6.45 - - - - - - - -
Finance Direct - - - - - - - - -
First Credit Union 5.85 - - - - - - - -
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
Heretaunga Building Society 5.60 - 4.85 - 5.10 - - - -
Housing NZ Corp 5.65 - 4.80 - 5.19 5.49 - 5.85 -
HSBC Premier 5.59 4.85 4.19 4.29 4.39 ▲4.89 ▲5.29 ▲5.59 5.89
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - 3.99 - - - - -
ICBC 5.60 4.75 4.39 4.69 4.69 4.99 5.35 5.45 -
5.40 4.85 4.90 - 5.19 5.55 5.65 5.85 5.45
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Kiwibank - Capped - - - - - - - - -
Kiwibank - Offset 5.40 - - - - - - - -
Kiwibank Special - - 4.45 - 4.79 5.25 - - -
Liberty 5.69 - - - - - - - -
Napier Building Society - - - - - - - - -
Nelson Building Society 6.10 - 5.10 - 5.45 - - - -
NZ Home Loans 5.65 4.85 4.90 - 5.19 5.55 5.65 5.85 -
NZ Home Loans - Specials - - - - - - - - -
NZ Home Loans - Specials - - 4.35 - 4.79 5.09 5.49 5.69 -
Perpetual Trust 7.70 - - - - - - - 5.70
Resimac 5.30 - 4.86 - 4.94 5.30 5.50 5.67 -
SBS Bank 5.54 5.25 4.89 5.05 5.19 5.49 5.69 5.89 5.59
SBS Bank Special - 4.75 4.45 4.75 4.75 5.09 5.45 5.69 -
Sovereign 5.90 5.35 4.99 5.15 5.19 5.49 5.89 6.09 6.35
Sovereign Special - 4.95 4.59 4.75 4.79 5.09 5.49 5.69 -
The Co-operative Bank - Owner Occ 5.55 4.80 4.55 4.70 4.85 5.25 5.55 5.75 5.55
The Co-operative Bank - Standard 5.55 5.30 5.05 5.20 5.35 5.75 6.05 6.25 5.55
TSB Bank 5.65 4.99 4.80 4.99 5.15 5.45 5.55 5.75 5.65
TSB Special - 4.75 4.45 4.75 4.75 5.05 5.45 5.50 -
Wairarapa Building Society 5.70 - 4.85 - 4.99 - - - -
Westpac 5.65 5.25 4.99 5.05 5.19 5.49 5.69 5.89 5.65
Westpac - Capped rates - - 5.15 - 5.25 - - - -
Westpac - Offset 5.65 - - - - - - - -
Westpac Special - - 4.59 - 4.79 5.09 - 5.49 -
Median 5.69 4.99 4.85 4.99 5.12 5.38 5.55 5.80 5.65

Last updated: 17 February 2017 9:48am

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