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Quiet days of spring

Wednesday, August 31st, 9:48AM  Add your comment

Not sure what it's like at your place but it's a beautiful Spring day in Rotorua today. Normally when we get into Spring banks get active with home loan marketing campaigns. At the moment though things are noticeably very quiet on the marketing front and with rate changes. 

Rising pressures impact on Kiwibank

Friday, August 26th, 5:34PM

Competitive market and increasing funding costs mean Kiwibank has experienced a small drop in its annual after tax profits.

Looming LVRs impact on mortgage lending

Wednesday, August 24th, 4:43PM

New LVR restrictions seem to be affecting mortgage demand already, with the Reserve Bank’s latest residential lending data showing a big dip in mortgage lending

Changes from last:

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ANZ 5.59 4.99 4.75 4.89 4.85 4.99 5.20 5.30 5.70
ANZ Special - - 4.25 - 4.35 - - - -
ASB Bank 5.55 5.09 4.69 4.79 4.75 4.89 5.09 5.29 5.55
ASB Bank Special - 4.75 4.25 4.25 4.29 4.34 4.59 4.79 -
BankDirect 5.55 5.09 4.69 4.79 4.75 4.89 - 5.29 5.55
BankDirect Special - 4.75 4.25 4.25 4.29 4.34 - 4.79 -
BNZ - Mortgage One 6.25 - - - - - - - 7.15
BNZ - Rapid Repay 5.70 - - - - - - - 6.74
BNZ - Special - - 4.29 - 4.29 4.49 - - -
BNZ - Std, FlyBuys 5.64 4.99 4.85 4.99 4.89 4.99 4.99 5.15 -
BNZ - TotalMoney 5.64 - - - - - - - -
Credit Union Auckland 6.70 - - - - - - - -
Credit Union Baywide 5.95 5.55 4.99 4.99 4.99 - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 6.45 - - - - - - - -
Finance Direct 6.10 6.25 6.45 6.60 6.69 7.10 7.45 7.70 -
First Credit Union 5.85 - - - - - - - -
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
Heretaunga Building Society 5.60 - 4.85 - 4.90 - - - -
Housing NZ Corp 5.55 - 4.69 - 4.75 4.89 - 5.15 -
HSBC Premier 5.75 4.85 4.19 4.19 4.19 4.49 4.79 4.99 5.89
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - 3.79 - - - -
ICBC 5.60 4.39 4.39 4.69 4.69 4.99 5.35 5.45 -
5.25 4.75 4.70 - 4.75 4.29 4.90 4.99 5.50
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Kiwibank - Capped - - - - - - - - -
Kiwibank - Offset 5.25 - - - - - - - -
Kiwibank Special - - 4.19 - 4.29 - - 5.35 -
Liberty - - - - - - - - -
Napier Building Society 6.50 - 5.80 - 6.70 - - - 5.85
Nelson Building Society 6.10 - 4.85 - 4.99 - - - -
NZ Home Loans 5.45 4.75 4.69 - 4.75 4.75 5.25 5.35 -
NZ Home Loans - Specials - - - - - - - - -
NZ Home Loans - Specials - - 4.19 - 4.29 4.29 4.59 4.79 -
Perpetual Trust 7.70 - - - - - - - 5.70
Resimac ▼5.19 - 4.94 - 4.90 4.91 5.03 5.03 -
SBS Bank 5.54 4.99 4.75 4.89 4.89 4.99 5.10 5.19 5.59
SBS Bank Special - 4.50 4.25 4.15 4.15 4.55 4.90 4.99 -
5.65 5.09 4.69 4.79 4.75 4.89 5.09 5.29 6.35
Sovereign Special - 4.75 4.25 4.25 4.29 4.34 4.59 4.79 -
The Co-operative Bank 5.45 4.50 4.25 4.29 4.29 4.49 4.89 4.99 5.45
TSB Bank 5.54 4.99 4.75 4.75 4.75 4.99 5.19 5.19 5.54
TSB Special - 4.75 4.25 4.35 4.19 4.59 4.89 4.99 -
Wairarapa Building Society 6.20 - 5.75 - 5.95 - - - -
Westpac 5.65 5.15 4.79 4.95 4.85 4.99 5.09 5.19 5.65
Westpac - Capped rates - - 5.15 - 5.25 - - - -
Westpac - Offset 5.65 - - - - - - - -
Westpac Special - - 4.25 - 4.29 4.49 - 4.89 -
Median 5.65 4.99 4.69 4.77 4.75 4.89 5.03 5.15 5.70

Last updated: 29 August 2016 9:32am

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