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Today's Mortgage Rates

Mini lending boom well underway

Wednesday, July 1st, 10:30AM  Add your comment

Households are borrowing at a rate not seen since the Global Financial Crisis six years ago. See how much money is going out the door here.

One small change today with rate decreases at the Nelson Building Society.

Please Sir, Can I borrow more

Wednesday, July 1st, 10:19AM

Credit growth is running at its fastest pace since the Global Financial Crisis.

Banks net interest income falls - PwC

Wednesday, June 24th, 1:03PM

A decrease in the net interest income of New Zealand’s major banks reflects the current highly competitive lending environment.

Changes from last:

Lender type:

Term:

Property value:

Loan amount:

Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ANZ 6.49 5.59 5.10 5.55 5.59 5.59 5.75 5.79 6.60
ANZ Special - - - - 4.99 - - - -
ASB Bank 6.50 5.49 5.49 5.49 5.49 5.75 5.75 5.99 6.50
ASB Bank Special - - 4.99 - 5.10 5.39 - 5.65 -
BankDirect 6.50 5.49 5.49 5.49 5.49 5.75 - 5.75 6.50
BankDirect Special - - 4.99 - 5.10 5.39 - 5.65 -
BNZ - Mortgage One 6.90 - - - - - - - 7.15
BNZ - Rapid Repay 6.49 - - - - - - - 6.74
BNZ - Special - - - - 4.99 - - - -
BNZ - Std, FlyBuys 6.49 5.59 5.19 - 5.39 5.29 5.65 5.75 -
BNZ - TotalMoney 6.34 - - - - - - - -
Credit Union Auckland 6.70 - - - - - - - -
Credit Union Baywide 6.45 6.00 5.95 5.95 5.99 - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 6.45 - - - - - - - -
Finance Direct 6.10 6.25 6.45 6.60 6.69 7.10 7.45 7.70 -
First Credit Union 6.45 - - - - - - - -
HBS Bank 6.39 5.59 5.39 5.39 5.39 5.39 - 5.59 6.39
HBS Special - - 4.99 4.99 4.99 4.99 - 5.35 -
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
Heretaunga Building Society 6.45 - 5.40 - 5.40 - - - -
Housing NZ Corp 6.74 - 5.70 - 5.99 6.29 - 6.49 -
HSBC Premier 6.60 5.65 4.95 - 4.95 5.40 5.50 5.60 6.75
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - 5.29 - 5.29 5.29 5.29 5.29 -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ICBC 6.75 5.80 5.99 6.25 6.39 - - - -
6.40 5.39 5.39 - 5.49 5.69 5.75 5.99 6.40
Kiwibank - Capped - - - - - - - - -
Kiwibank - Offset 6.40 - - - - - - - -
Kiwibank Special - - 5.09 - 4.99 5.39 - 5.60 -
Liberty - - - - - - - - -
Napier Building Society 6.50 - 5.80 - 6.70 - - - 5.85
Nelson Building Society ▼6.70 - ▼5.65 - ▼5.95 - - - -
NZ Home Loans 6.85 5.49 5.49 - 5.49 6.29 5.75 5.99 -
Perpetual Trust 7.70 - - - - - - - 5.70
Resimac 5.84 - 5.60 - 5.65 5.79 5.90 6.04 -
SBS Bank 6.39 5.59 5.39 5.39 5.39 5.39 - 5.59 6.39
SBS Bank Special - - 4.99 4.99 4.99 4.99 - 5.35 -
6.60 5.49 5.49 5.49 5.10 5.75 5.75 5.99 6.60
Sovereign Special - - 4.99 - 5.10 5.39 - 5.65 -
The Co-operative Bank 6.45 5.45 5.15 4.99 4.99 5.35 5.55 5.69 6.45
TSB Bank 6.49 ▼5.60 ▼5.45 5.59 ▼5.49 5.75 5.85 ▼5.85 6.49
TSB Special - - - - ▼4.99 5.40 - - -
Wairarapa Building Society 6.20 - 5.75 - 5.95 - - - -
Westpac 6.40 5.49 5.49 5.49 5.49 5.59 5.75 5.79 6.50
Westpac - Capped rates - - 6.74 - 6.99 - - - -
Westpac - Offset 6.40 - - - - - - - -
Westpac Special - - - - 4.99 - - - -
Median 6.49 5.59 5.45 5.49 5.40 5.40 5.75 5.75 6.50

Last updated: 1 July 2015 9:59am

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