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HSBC: OCR holding till August

Tuesday, May 31st, 9:24AM  Add your comment

Strong growth and a booming housing market mean that HSBC now expects the Reserve Bank to hold off on an OCR cut until August. Read more

Less urgency to cut OCR but bias remains

Tuesday, May 31st, 11:53AM

"Prediction is very difficult, especially if it's about the future." - Niels Bohr

OCR on hold till August - HSBC

Monday, May 30th, 11:07AM

Strong growth and a booming housing market mean that HSBC now expects the Reserve Bank to hold off on an OCR cut until August.

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ANZ 5.64 4.99 4.75 4.89 4.85 4.99 5.20 5.30 5.75
ANZ Special - - 4.25 - 4.35 - - - -
ASB Bank 5.55 5.09 4.69 4.79 4.75 4.89 5.09 5.29 5.55
ASB Bank Special - 4.75 4.25 4.25 4.19 4.39 4.59 4.79 -
BankDirect 5.55 5.09 4.69 4.79 4.75 4.89 - 5.29 5.55
BankDirect Special - 4.75 4.25 4.25 4.19 4.39 - 4.79 -
BNZ - Mortgage One 6.30 - - - - - - - 7.15
BNZ - Rapid Repay 5.75 - - - - - - - 6.74
BNZ - Special - - 4.25 - 4.19 4.49 - - -
BNZ - Std, FlyBuys 5.69 4.99 4.85 4.99 4.89 4.99 4.99 5.15 -
BNZ - TotalMoney 5.69 - - - - - - - -
Credit Union Auckland 6.70 - - - - - - - -
Credit Union Baywide 5.95 5.55 4.99 4.99 4.99 - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 6.45 - - - - - - - -
Finance Direct 6.10 6.25 6.45 6.60 6.69 7.10 7.45 7.70 -
First Credit Union 5.85 - - - - - - - -
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
Heretaunga Building Society 5.60 - 4.85 - 4.90 - - - -
Housing NZ Corp 5.55 - 4.69 - 4.85 4.99 - 5.15 -
HSBC Premier 5.75 4.85 4.19 4.19 4.19 ▲4.49 4.79 4.99 5.89
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - - - - - -
ICBC 5.60 4.39 4.39 4.69 4.69 4.99 5.35 5.45 -
5.45 4.85 4.70 - 4.75 4.75 4.90 4.99 5.50
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Kiwibank - Capped - - - - - - - - -
Kiwibank - Offset 5.50 - - - - - - - -
Kiwibank Special - - 4.29 - ▲4.15 4.85 - 5.35 -
Liberty - - - - - - - - -
Napier Building Society 6.50 - 5.80 - 6.70 - - - 5.85
Nelson Building Society 6.10 - 4.85 - 4.99 - - - -
NZ Home Loans 5.85 4.85 4.69 - 4.75 5.09 5.25 5.35 -
NZ Home Loans - Specials - - - - - - - - -
NZ Home Loans - Specials - - - - 4.15 4.39 4.59 4.79 -
Perpetual Trust 7.70 - - - - - - - 5.70
Resimac 5.34 - 4.95 - 4.99 5.05 5.16 5.27 -
SBS Bank 5.59 4.99 4.75 4.89 4.89 4.99 - 5.19 5.59
SBS Bank Special - 4.99 4.10 4.19 4.19 4.65 - 4.99 -
5.65 5.09 4.69 4.79 4.75 4.89 5.09 5.29 6.35
Sovereign Special - 4.75 4.25 4.25 4.19 4.39 4.59 4.79 -
The Co-operative Bank 5.45 ▼4.50 4.25 4.19 ▼4.25 4.65 4.89 4.99 5.45
TSB Bank 5.54 4.99 ▼4.75 ▼4.75 ▼4.75 ▼4.99 ▼5.19 ▼5.19 5.54
TSB Special - 4.75 ▼4.25 4.35 4.19 ▼4.59 4.89 4.99 -
Wairarapa Building Society 6.20 - 5.75 - 5.95 - - - -
Westpac 5.75 5.15 4.79 4.95 4.75 4.99 5.09 5.19 5.75
Westpac - Capped rates - - 5.15 - 5.25 - - - -
Westpac - Offset 5.75 - - - - - - - -
Westpac Special - - 4.25 - 4.19 - - - -
Median 5.75 4.99 4.69 4.77 4.75 4.89 5.09 5.19 5.75

Last updated: 27 May 2016 5:00am

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