Keep up to date with
news and rate changes

Today's Mortgage Rates

HSBC does it again

Friday, October 31st, 8:41AM  Add your comment

HSBC has rolled out a market-leading special one-year fixed home loan rate of 5.39%.  In addition, to this rate it has reduced its standard HSBC Premier one, two and three-year fixed mortgage rates to 5.69%, 5.75%. and 5.99%, respectively.

“We have offered these latest market-leading rates as we have been seeing increased demand for shorter tenor fixed term mortgages from our HSBC Premier customers,” said Glen Tonks, Head of Retail Banking and Wealth Management at HSBC New Zealand. 

Please tell us about banks
It's that time of the year when we look at what banks are offering property investors when it comes to lending. I would like to invite you to take part in our annual bank lending survey. All respondents will be sent a complimentary copy of the NZ Property Investor Magazine. Please take a few minutes to fill in this survey. Many thanks.  - Philip

OCR good news for borrowers

Thursday, October 30th, 2:51PM

Home loan rates don’t look like going up anytime soon following today’s official cash rate announcement from the Reserve Bank.

BNZ books big profit on lending turnaround

Thursday, October 30th, 2:07PM

BNZ chief executive Anthony Healy credits the bank's “strong” performance in the 12 months ending September 30 to a turn around in its lending operations.

Changes from last:

Lender type:

Term:

Property value:

Loan amount:

Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
AMP Home Loans 7.24 5.89 ▲5.79 - ▼6.19 6.65 6.99 6.79 6.60
AMP Home Loans $200k+ 7.14 5.79 ▲5.69 - ▼6.09 6.55 6.89 6.69 6.50
AMP Home Loans LVR <80% - - - - ▼5.75 6.19 - - -
ANZ 6.74 5.95 6.15 6.25 6.39 6.49 6.79 6.99 6.85
ANZ Special - - 5.69 - 5.75 6.09 - - -
ASB Bank 6.75 5.80 6.09 6.30 6.40 6.65 6.80 6.99 6.75
ASB Bank Special - - 5.70 - 5.75 6.19 - - -
BankDirect 6.75 5.80 6.09 6.30 6.99 6.65 - 6.99 6.75
BankDirect Special - - 5.70 - 5.75 6.19 - - -
BNZ - Classic - - - - 5.75 ▼5.85 - - -
BNZ - GlobalPlus 6.74 5.89 5.89 6.25 6.39 6.59 6.79 6.99 -
BNZ - Mortgage One 7.15 - - - - - - - 6.40
BNZ - Rapid Repay 6.74 - - - - - - - 5.99
BNZ - Std, FlyBuys 6.74 5.89 5.89 - 6.39 6.59 6.79 6.99 -
BNZ - TotalMoney 6.74 - - - - - - - -
Credit Union Auckland 6.70 - - - - - - - -
Credit Union Baywide 6.45 6.10 6.05 6.15 6.20 - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 5.75 - - - - - - - -
6.04 6.55 6.15 - 6.69 7.19 7.65 7.90 6.09
Finance Direct 6.10 6.25 6.45 6.60 6.69 7.10 7.45 7.70 -
First Credit Union 6.45 - - - - - - - -
General Finance 5.95 6.55 6.25 - 6.50 7.10 7.65 7.90 6.09
HBS Bank 6.65 5.80 5.85 5.99 5.99 6.19 - 6.79 5.90
HBS Special - - - - - 5.89 - - -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
Heretaunga Building Society 6.70 - 6.00 - 6.50 - - - -
Housing NZ Corp 6.74 - 5.99 - 6.39 6.59 - 6.99 -
HSBC Premier 6.84 5.85 ▼5.69 - ▼5.75 ▼5.99 6.79 6.99 6.99
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - 5.39 - - - - - -
ICBC 6.75 5.80 5.99 6.25 6.39 - - - -
6.65 5.89 5.79 - ▼6.19 6.65 6.69 6.79 6.65
Kiwibank - Capped 5.65 - 6.50 - - - - - -
Kiwibank - Offset 6.55 - - - - - - - -
Kiwibank LVR > 80% - - - - ▼5.75 6.19 - - -
Liberty - - - - - - - - -
Napier Building Society 5.80 - 6.00 - 6.70 - - - 5.85
Nelson Building Society 6.95 - 6.15 - 6.60 - - - -
NZ Home Loans 6.85 5.89 6.09 - 6.40 6.65 6.80 6.99 -
Perpetual Trust 7.70 - - - - - - - 5.70
Resimac 6.59 - 6.35 - 6.58 6.77 6.89 6.94 -
SBS Bank 6.65 5.80 5.85 5.99 5.99 6.19 - 6.79 6.15
SBS Bank Special - - - - - 5.89 - - -
Silver Fern 5.95 6.00 6.10 - 6.55 7.05 7.50 7.80 6.95
6.85 5.80 6.09 6.30 6.40 6.65 6.80 6.99 6.60
Sovereign Special - - 5.70 - 5.75 6.19 - - -
The Co-operative Bank 6.70 5.90 5.70 ▼5.75 ▼5.75 ▼6.09 6.50 6.75 6.70
TSB Bank 6.74 5.85 5.95 6.05 6.19 6.30 6.80 7.00 6.74
TSB Special - - - - 5.79 - - - -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Wairarapa Building Society 6.20 - 5.75 - 5.95 - - - -
Westpac 6.59 5.80 6.09 6.30 6.39 6.65 6.79 6.99 6.75
Westpac - Capped rates - - 6.74 - 6.99 - - - -
Westpac - Offset 6.59 - - - - - - - -
Westpac Special - - - - 5.75 6.19 - 6.49 -
Median 6.70 5.89 6.00 6.25 6.39 6.55 6.80 6.99 6.60

Last updated: 31 October 2014 8:39am

Copyright © 2014 Tarawera Publishing Limited. All Rights Reserved.