Mortgage Refinance calculator | MortgageRates.co.nz

Find out if you could be saving money on your mortgage

Are you managing your mortgage properly? Sometimes refinancing your home loan to a different bank can save thousands of dollars in interest, or shave years off your mortgage.

Our refinance calculator can quickly help you work out how much you could be saving, based on current interest rates. All you need is your basic loan information handy which can be found within your internet banking.

Could you be saving money on your mortgage?

Try out our refinance calculator to see if you could save on interest or get cash immediately by refinancing to a new bank.

1
Property details
2
Mortgage details
3
Calculate savings

Tell us about your property

Add the details of your property and summary of your mortgage below

Property Value
Check the value at homes.co.nz
Total owing on the property
Is your mortgage split into multiple loans?
Select your bank
Is your mortgage over 3 years old?
Did you receive a cash back when you received your mortgage?
Empowered by Squirrel

Keep up to date with what interest rates are doing

Street with lit up signs
22 November 2021

Fixed rate hikes reflect market expectations

Mortgage interest rates have now risen by between 1.3% and 1.8% from where they were less than six months ago as banks have reacte...

Read More
Two men walking around factory
04 November 2021

High inflation and low unemployment, mean high interest rates

The Reserve Bank has so far raised its official cash rate by a small 0.25% yet bank fixed mortgage rates across the 1–5-year terms...

Read More
Bird soaring in the sky
22 October 2021

Soaring inflation raises mortgage rate risks

For quite a few months now my central theme with regard to interest rates has been fairly clear. Inflation risks are rising, the R...

Read More