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Discussion about Peer-to-Peer Lenders

Harmoney
Squirrel Money

Posts about Harmoney on ShareTrader.co.nz

“9806just saw a loan where the person has been employed for over 100 years!...” View full post »

“D5 loan at the the old rate of 22.99%. I thought loan approvals lasted only 60 days?? The most recent changes to interest rates occurred 8 May 2018, meaning there shouldn't be any loans coming through at the old rates from the 7th July 2018? Indeed, well picked up and pointed...” View full post »

“D5 loan at the the old rate of 22.99%. I thought loan approvals lasted only 60 days?? The most recent changes to interest rates occurred 8 May 2018, meaning there shouldn't be any loans coming through at the old rates from the 7th July 2018?...” View full post »

“Some good volume and good quality loans coming through now, but then we get this:9803 A defaulter as an A5, and it makes me start to wonder about Harmoney ratings all over again. They have a Gini of 0.74, so they are likely to be wrong 1 in 4 times anyway......” View full post »

“Huge amount of loans this morning. Late last week I received a mailout, seems they've done a direct marketing campaign. Just at the right time, with the changes to working for families, fuel tax etc coming through...” View full post »

“In the last 4 weeks I've found 4 loans to meet my criteria and today I've found 5. Perhaps the new wholesale money has now been fully invested?...” View full post »

“Volume seems to be picking back up...” View full post »

“They have done in the past,...” View full post »

“Does anybody know if Harmoney read this forum? It would be good if they did. Theres important customer feedback within it...” View full post »

“Does anybody know if Harmoney read this forum?...” View full post »

View full Harmoney thread on ShareTrader.co.nz

Posts about Squirrel Money on ShareTrader.co.nz

“I'm excited about the major changes coming to the SM platform over the next few weeks. I'm hoping this will increase the number of loans available for investment...” View full post »

“Anybody else using the SM App on Android ( Samsung phone ) and not getting the App Notofications when there is a Credit to the account?? Am running two different accounts and both have the same Error = Lack of App Notification ( maybe see one once a week only - where there may have been 4 credits that week ) SM have...” View full post »

“I've never had to wait this long to get an investment filled and at low interest rates too....” View full post »

“Very much so,Doing this with Lending Crowd as there is a similar problem there...” View full post »

“Today @ SM there is Funding from Lenders on offer for 5 Year Loans at a new low of 8%. 9744...” View full post »

“Nope. Order still there, probably wont be placed after a year! How are you getting on with LC? I placed 3 loans there 2 weeks ago, but haven't seen anything since. Better chance of catching a cold. Actually got into 4 x Loans @ LC over the last 7 days.... However still have funds there to invest more into. Have read...” View full post »

“@leesal > 1 month today... Did you ever get in @ 9%?? Nope. Order still there, probably wont be placed after a year! How are you getting on with LC? I placed 3 loans there 2 weeks ago, but haven't seen anything since. Better chance of catching a cold....” View full post »

“Just put on my first bid :) How long does it generally take to place a 9% order? I read that JD mentioned 3% interest for on-call funds. Has that been activated? Have a good chunk in Harmoney am happy with that being locked away medium term. SM appeals provided the secondary market works for liquidity if needed. @leesal...” View full post »

“There has been a very low number of loans on HM in the last few weeks and out of those very few loans I wouldn't invest in 90% of them. It makes no sense to me to invest in HM loans at 9% interest rate considering those loans are unsecured, HM charges 15-20% in fees and HM can be very time consuming and time is money. For...” View full post »

“I have moved all of my money from Squirrel already due to low return of 8.5%. The reason to open an account with squirrel was the Reserve fund which gave me a sense of safety against loan defaults. I have been able to achieve 12.5% with Harmoney in the last 3 years and it is easier to find loans to lend on their platform. LC...” View full post »

View full Squirrel Money thread on ShareTrader.co.nz

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