In our final Mortgage Matters for the year we have an update on where economists think interest rates will head in 2013 and we would love to hear your views on this and other housing related matters. Check out the link below and go into a draw for some excellent software.

Besides looking at interest rates we have news this week of one lender shutting up shop for a number of reasons including that it is getting too hard to compete with the banks. In rates news most of the lenders have withdrawn their specials over the past week.

Also we report on the jailing of a mortgage fraudster.

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What do you think will happen to house prices, rents and interest rates in the next 12 months? Complete our survey and be in to win.

TAKE THE SURVEY NOW

Complete the survey using the link below and go into the draw to a copy of the PROPERTY Investor Cash Flow Forecaster CD. It's a great tool to work out if that property you are thinking of buying stacks up as an investment.

Thank you and Merry Christmas to all our readers.