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Today's Mortgage Rates

BNZ makes big move down

Friday, September 4th, 9:02AM  Add your comment

BNZ has today dropped the rate on its classic home loan. Fixed for a year will drop to 4.35% - this offer starts today and is available until September 20.

People need to have a minimum of 20% equity, their everyday banking and one other product with BNZ to take up this offer. Lending criteria, terms and fees apply.

Economists predict OCR cut

Friday, September 4th, 3:30PM

Economists are unanimously expecting the official cash rate to be cut next week.

BNZ rate will get brokers' phones ringing

Friday, September 4th, 10:00AM

UPDATED A record low interest rate in the home loan market is likely to drive inquiries to brokers, it has been claimed.

Changes from last:

Lender type:

Term:

Property value:

Loan amount:

Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ANZ 6.24 5.59 5.10 5.15 5.25 5.59 5.75 5.79 6.35
ANZ Special - - 4.69 - 4.89 - - - -
ASB Bank 6.50 5.39 5.05 5.15 5.25 5.35 5.55 5.65 6.50
ASB Bank Special - 4.99 4.69 4.69 4.89 4.99 5.29 5.39 -
BankDirect 6.50 5.39 5.05 5.15 5.25 5.35 - 5.65 6.50
BankDirect Special - 4.99 4.69 4.69 4.89 4.99 - 5.39 -
BNZ - Mortgage One 6.65 - - - - - - - 7.15
BNZ - Rapid Repay 6.24 - - - - - - - 6.74
BNZ - Special - - ▼4.35 - 4.69 - - - -
BNZ - Std, FlyBuys 6.24 5.39 5.09 - 5.09 5.19 5.55 5.65 -
BNZ - TotalMoney 5.99 - - - - - - - -
Credit Union Auckland 6.70 - - - - - - - -
Credit Union Baywide 6.45 5.75 5.75 5.75 5.75 - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 6.45 - - - - - - - -
Finance Direct 6.10 6.25 6.45 6.60 6.69 7.10 7.45 7.70 -
First Credit Union 5.85 - - - - - - - -
HBS Bank 6.14 5.59 5.39 5.39 5.39 5.39 - 5.59 6.14
HBS Special - 5.39 4.69 4.69 4.69 4.99 - 5.35 -
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
Heretaunga Building Society 6.45 - 5.10 - 5.40 - - - -
Housing NZ Corp 6.49 - 5.19 - 5.49 5.59 - 5.79 -
HSBC Premier 6.60 5.39 4.89 - 4.89 4.99 5.09 5.29 6.75
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - 4.49 - 4.49 4.49 5.29 5.29 -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ICBC 6.75 5.80 5.99 6.25 6.39 - - - -
6.15 5.29 4.79 - 5.49 5.69 5.75 5.99 6.40
Kiwibank - Capped - - - - - - - - -
Kiwibank - Offset 6.40 - - - - - - - -
Kiwibank Special - - 5.09 - 4.65 4.99 5.39 5.50 -
Liberty - - - - - - - - -
Napier Building Society 6.50 - 5.80 - 6.70 - - - 5.85
Nelson Building Society 6.70 - 5.65 - 5.95 - - - -
NZ Home Loans 6.60 5.39 5.39 - 5.49 6.29 5.75 5.99 -
Perpetual Trust 7.70 - - - - - - - 5.70
Resimac 5.59 - 5.37 - 5.40 5.52 5.58 5.71 -
SBS Bank 6.14 5.59 5.39 5.39 5.39 5.39 - 5.59 6.14
SBS Bank Special - 5.39 4.69 4.69 4.69 4.99 - 5.35 -
6.35 5.39 5.05 5.15 5.25 5.35 5.55 5.65 6.35
Sovereign Special - 4.99 4.69 4.69 4.89 4.99 5.29 5.39 -
The Co-operative Bank 6.20 5.45 4.69 4.79 4.79 4.99 5.40 5.59 6.20
TSB Bank 6.24 5.49 5.10 5.29 5.39 5.45 5.60 5.75 6.49
TSB Special - - 4.69 4.69 4.69 4.99 - - -
Wairarapa Building Society 6.20 - 5.75 - 5.95 - - - -
Westpac 6.15 5.39 4.99 5.19 5.19 5.19 5.55 5.65 6.25
Westpac - Capped rates - - 6.15 - 6.15 - - - -
Westpac - Offset 6.15 - - - - - - - -
Westpac Special - - - - 4.69 - - - -
Median 6.40 5.39 5.09 5.15 5.25 5.35 5.55 5.65 6.38

Last updated: 4 September 2015 9:02am

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