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Today's Mortgage Rates

ASB gets more aggressive with pricing

Friday, May 22nd, 9:00AM  Add your comment

Chinese banks creeping into lending market

Friday, May 22nd, 8:34AM

Some big Chinese banks are starting to set up shop in New Zealand, but what could that mean for the residential mortgage market?

Auckland landlords face new lending restrictions

Wednesday, May 13th, 9:34AM

Auckland property investors now have to have a 30% deposit to buy a rental under new rules proposed by the Reserve Bank. Here is what the bank said.

Changes from last:

Lender type:

Term:

Property value:

Loan amount:

Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ANZ 6.74 5.59 5.59 5.55 5.59 5.59 5.75 5.79 6.85
ANZ Special - - - 5.70 5.39 - - - -
ASB Bank 6.75 ▼5.59 5.99 5.99 5.99 ▼5.99 ▼5.99 ▼5.99 6.75
ASB Bank Special - - ▼5.35 5.70 5.39 ▼5.39 5.99 ▼5.65 -
BankDirect 6.75 ▼5.59 5.99 6.09 6.09 ▼5.99 - ▼5.99 6.75
BankDirect Special - - ▼5.35 - 5.39 5.39 - ▼5.65 -
BNZ - Mortgage One 7.15 - - - - - - - 7.15
BNZ - Rapid Repay 6.74 - - - - - - - 6.74
BNZ - Special - - - - - - - - -
BNZ - Std, FlyBuys 6.74 5.59 ▼5.35 - 5.39 ▼5.49 5.65 5.75 -
BNZ - TotalMoney 6.74 - - - - - - - -
Credit Union Auckland 6.70 - - - - - - - -
Credit Union Baywide 6.45 6.00 5.95 5.95 5.99 - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 6.45 - - - - - - - -
6.04 6.55 6.15 - 6.69 7.19 7.65 7.90 6.09
Finance Direct 6.10 6.25 6.45 6.60 6.69 7.10 7.45 7.70 -
First Credit Union 6.45 - - - - - - - -
General Finance 5.95 6.55 6.25 - 6.50 7.10 7.65 7.90 6.09
HBS Bank 6.65 5.80 5.69 5.74 5.39 5.69 - 5.79 6.65
HBS Special - - 5.59 5.64 5.35 5.35 - 5.35 -
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
Heretaunga Building Society 6.70 - 5.70 - 5.40 - - - -
Housing NZ Corp 6.74 - 5.70 - 5.99 6.29 - 6.49 -
HSBC Premier 6.84 5.65 5.65 - 5.65 5.65 5.65 5.65 6.99
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - 5.29 - 5.29 5.29 5.29 5.29 -
ICBC 6.75 5.80 5.99 6.25 6.39 - - - -
6.65 5.69 5.39 - 6.09 6.29 5.99 6.49 6.65
Kiwibank - Capped - - - - - - - - -
Kiwibank - Offset 6.55 - - - - - - - -
Kiwibank Special - - - - 5.39 5.39 - 5.60 -
Liberty - - - - - - - - -
Napier Building Society 5.80 - 6.00 - 6.70 - - - 5.85
Nelson Building Society 6.95 - 6.15 - 6.60 - - - -
NZ Home Loans 6.85 ▼5.69 6.09 - 6.40 6.29 ▼5.99 6.49 -
Perpetual Trust 7.70 - - - - - - - 5.70
Resimac 6.59 - 5.88 - 5.86 5.90 6.02 6.06 -
SBS Bank 6.65 5.80 5.69 5.74 5.39 5.69 - 5.79 6.65
SBS Bank Special - - 5.59 5.64 5.35 5.35 - 5.33 -
Silver Fern 5.95 6.00 6.10 - 6.55 7.05 7.50 7.80 6.95
6.85 ▼5.59 5.99 5.99 6.09 ▼5.99 ▼5.99 ▼5.99 6.60
Sovereign Special - - 5.10 - 5.39 5.39 - 5.65 -
The Co-operative Bank 6.70 ▼5.59 ▼5.29 4.99 5.39 5.49 5.69 5.69 6.70
TSB Bank 6.74 5.80 ▼5.55 ▼5.59 ▼5.55 ▼5.75 ▼5.85 ▼5.99 6.74
TSB Special - - - - 5.29 5.40 - 5.85 -
Wairarapa Building Society 6.20 - 5.75 - 5.95 - - - -
Westpac 6.59 ▼5.59 ▼5.59 ▼5.55 ▼5.59 ▼5.59 ▼5.75 ▼5.79 6.75
Westpac - Capped rates - - 6.74 - 6.99 - - - -
Westpac - Offset 6.59 - - - - - - - -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Westpac Special - - 5.25 - 5.39 - - - -
Median 6.70 5.75 5.70 5.72 5.65 5.69 5.99 5.82 6.70

Last updated: 27 May 2015 7:54am

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