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Pretty benign economic news

Wednesday, August 20th, 11:36AM  Add your comment

The pre-election economic update from Treasury yesterday had no big surprises and appears to have done little to change any forecasts around future interest rate moves. Perhaps the more important release was the Reserve Bank's survey of inflation expectations. As usual, the big focus was on respondents’ views on annual CPI inflation. For the year ahead these eased from 2.08% to to 1.96%, while the forecast for two years ahead was moderated from 2.36% to 2.23%. This put the one-year view close to the mid-point of the RBNZ’s 1.0 to 3.0% target range, while the two-year view was still riding a bit above this.

The only home loan rate changes today are little ones to Housing New Zealand's offers.

[MRadio] A refi tale

Monday, August 18th, 7:00AM

Philip Macalister gives you a round up of interest rate news; tells you a story about a re-finance he has just done, and talks about Westpac’s latest moves.

Another record profit for a bank

Wednesday, August 13th, 1:28PM

ASB's full year profit of $806 million was a "good result for the business", chief executive Barbara Chapman says.

Changes from last:

Lender type:

Term:

Property value:

Loan amount:

Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
AMP Home Loans 7.24 5.89 5.99 - 6.39 6.65 6.99 6.95 6.60
AMP Home Loans $200k+ 7.14 5.79 5.89 - 6.29 6.55 6.89 6.85 6.50
AMP Home Loans LVR <80% - - - - 5.85 6.29 - - -
ANZ 6.74 5.95 6.05 6.25 6.49 6.65 6.95 7.15 6.85
ANZ LVR > 90 6.74 6.45 6.55 6.75 6.99 7.15 7.45 7.65 6.85
ANZ Special - - - - 5.99 - - - -
ASB Bank 6.75 5.80 6.09 6.30 6.40 6.65 6.80 6.99 6.75
ASB Bank Special - - - - 5.99 - - - -
BankDirect 6.75 5.80 6.09 6.30 6.99 6.65 - 6.99 6.75
BankDirect Special - - - - 5.99 - - - -
BNZ - Classic - - - - 5.99 6.25 - - -
BNZ - GlobalPlus 6.74 5.89 5.99 6.25 6.39 6.59 6.79 6.99 -
BNZ - Mortgage One 7.15 - - - - - - - 6.40
BNZ - Rapid Repay 6.74 - - - - - - - 5.99
BNZ - Std, FlyBuys 6.74 5.89 5.99 - 6.39 6.59 6.79 6.99 -
BNZ - TotalMoney 6.74 - - - - - - - -
Credit Union Auckland 6.70 - - - - - - - -
Credit Union Baywide 6.45 5.70 5.90 - 6.50 - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 5.75 - - - - - - - -
6.04 6.55 6.15 - 6.69 7.19 7.65 7.90 6.09
Finance Direct 6.10 6.25 6.45 6.60 6.69 7.10 7.45 7.70 -
First Credit Union 6.45 - - - - - - - -
General Finance 5.95 6.55 6.25 - 6.50 7.10 7.65 7.90 6.09
HBS Bank 6.15 5.80 5.85 5.99 5.99 6.25 - 6.79 5.90
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
HBS Special - - - - - 5.95 - - -
Heartland 6.45 6.65 6.75 - 7.00 7.60 - 8.30 6.45
Heretaunga Building Society 6.25 - 5.85 - 6.50 - - - -
Housing NZ Corp ▲6.74 - ▼5.99 - ▼6.19 6.60 - ▼6.99 -
HSBC Premier 6.84 5.85 5.95 - ▼5.95 ▲6.55 ▼6.79 6.99 6.99
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - - - - - -
ICBC 6.75 5.80 5.99 6.25 6.39 - - - -
6.40 5.89 5.99 - 6.39 6.65 6.80 6.95 6.40
Kiwibank - Capped 5.65 - 6.50 - - - - - -
Kiwibank - Offset 6.30 - - - - - - - -
Kiwibank LVR > 80% - - - - 5.99 - - - -
Liberty 5.64 - - - - - - - -
Napier Building Society 5.80 - 6.00 - 6.70 - - - 5.85
Nelson Building Society 6.95 - 6.15 - 6.60 - - - -
NZ Home Loans 6.85 5.89 6.09 - 6.40 6.65 6.80 6.99 -
Perpetual Trust 7.70 - - - - - - - 5.70
RESIMAC - lo doc 7.59 - 7.06 - 7.38 7.82 8.22 8.36 -
RESIMAC LVR < 80% 6.59 - 6.06 - 6.38 6.82 7.22 7.36 -
RESIMAC LVR < 85% 7.59 - 7.06 - 7.38 7.82 8.22 8.36 -
RESIMAC LVR < 90% 8.59 - 8.06 - 8.38 8.82 9.22 9.36 -
SBS Bank 6.15 5.80 5.85 5.99 5.99 6.25 - 6.79 6.15
SBS Bank Special - - - - - 5.95 - - -
Silver Fern 5.95 6.00 6.10 - 6.55 7.05 7.50 7.80 6.95
6.85 5.80 6.09 6.30 6.40 6.65 6.80 6.99 6.60
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Sovereign Special - - - - 5.99 - - - -
The Co-operative Bank 6.70 6.00 6.00 6.00 6.00 6.25 6.75 6.89 6.70
TSB Bank 6.74 5.85 6.00 6.05 6.19 6.60 6.80 7.00 6.74
TSB Special - - - - 5.80 - - - -
Wairarapa Building Society 6.20 - 5.75 - 5.95 - - - -
Westpac 6.59 5.80 6.09 6.30 6.39 6.65 6.79 6.99 6.75
Westpac - Capped rates - - 6.74 - 6.99 - - - -
Westpac - Offset 6.59 - - - - - - - -
Westpac Special - - - - 5.99 - - - -
Median 6.70 5.89 6.06 6.25 6.39 6.65 6.92 6.99 6.55

Last updated: 20 August 2014 11:36am

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