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Today's Mortgage Rates

Investors dominating housing market

Friday, May 27th, 9:32AM  Add your comment

New Reserve Bank lending data leaves little doubt that investors are busy in the current market. Read more.

Budget unlikely to change Reserve Bank views

Friday, May 27th, 11:49AM

It’s been described as a no surprises, boring Budget, but what might Budget 2016 mean for interest rates?

Tactical guessing game

Tuesday, May 24th, 2:22PM

Reasons for the Reserve Bank not to cut the OCR in June are compelling but it’s a guessing game, according to some economists.

Changes from last:

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ANZ 5.64 4.99 4.75 4.89 4.85 4.99 5.20 5.30 5.75
ANZ Special - - 4.25 - 4.35 - - - -
ASB Bank 5.55 5.09 4.69 4.79 4.75 4.89 5.09 5.29 5.55
ASB Bank Special - 4.75 4.25 4.25 4.19 4.39 4.59 4.79 -
BankDirect 5.55 5.09 4.69 4.79 4.75 4.89 - 5.29 5.55
BankDirect Special - 4.75 4.25 4.25 4.19 4.39 - 4.79 -
BNZ - Mortgage One 6.30 - - - - - - - 7.15
BNZ - Rapid Repay 5.75 - - - - - - - 6.74
BNZ - Special - - 4.25 - 4.19 4.49 - - -
BNZ - Std, FlyBuys 5.69 4.99 4.85 4.99 4.89 4.99 4.99 5.15 -
BNZ - TotalMoney 5.69 - - - - - - - -
Credit Union Auckland 6.70 - - - - - - - -
Credit Union Baywide 5.95 5.55 4.99 4.99 4.99 - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 6.45 - - - - - - - -
Finance Direct 6.10 6.25 6.45 6.60 6.69 7.10 7.45 7.70 -
First Credit Union 5.85 - - - - - - - -
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
Heretaunga Building Society 5.60 - 4.85 - 4.90 - - - -
Housing NZ Corp 5.55 - 4.69 - 4.85 4.99 - 5.15 -
HSBC Premier 6.10 4.85 4.25 - 4.39 4.59 4.79 4.99 6.25
HSBC Premier LVR > 80% - - - 3.95 - - - - -
HSBC Special - - 4.25 - 4.25 - - - -
ICBC 5.60 4.39 4.39 4.69 4.69 4.99 5.35 5.45 -
5.45 4.85 4.70 - 4.75 4.75 4.90 4.99 5.50
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Kiwibank - Capped - - - - - - - - -
Kiwibank - Offset 5.50 - - - - - - - -
Kiwibank Special - - 4.29 - ▲4.15 4.85 - 5.35 -
Liberty - - - - - - - - -
Napier Building Society 6.50 - 5.80 - 6.70 - - - 5.85
Nelson Building Society 6.10 - 4.85 - 4.99 - - - -
NZ Home Loans 5.85 4.85 4.69 - 4.75 5.09 5.25 5.35 -
NZ Home Loans - Specials - - - - - - - - -
NZ Home Loans - Specials - - - - 4.15 4.39 4.59 4.79 -
Perpetual Trust 7.70 - - - - - - - 5.70
Resimac 5.34 - 4.95 - 4.99 5.05 5.16 5.27 -
SBS Bank 5.59 4.99 4.75 4.89 4.89 4.99 - 5.19 5.59
SBS Bank Special - 4.99 4.10 4.19 4.19 4.65 - 4.99 -
5.65 5.09 4.69 4.79 4.75 4.89 5.09 5.29 6.35
Sovereign Special - 4.75 4.25 4.25 4.19 4.39 4.59 4.79 -
The Co-operative Bank 5.45 ▼4.50 4.25 4.19 ▼4.25 4.65 4.89 4.99 5.45
TSB Bank 5.54 4.99 ▼4.75 ▼4.75 ▼4.75 ▼4.99 ▼5.19 ▼5.19 5.54
TSB Special - 4.75 ▼4.25 4.35 4.19 ▼4.59 4.89 4.99 -
Wairarapa Building Society 6.20 - 5.75 - 5.95 - - - -
Westpac 5.75 5.15 4.79 4.95 4.75 4.99 5.09 5.19 5.75
Westpac - Capped rates - - 5.15 - 5.25 - - - -
Westpac - Offset 5.75 - - - - - - - -
Westpac Special - - 4.25 - 4.19 - - - -
Median 5.75 4.99 4.69 4.77 4.75 4.89 5.09 5.19 5.75

Last updated: 27 May 2016 5:00am

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