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Today's Mortgage Rates

Westpac cuts and prepares for takeoff

Monday, March 30th, 7:21AM  Add your comment

Westpac has cut its carded rates for two and three year loans 20 and 40 points respectively. Also it is preparing to offer Airpoints with its home loans. Read on

Westpac prepares to offer Airpoints with home loans

Monday, March 30th, 10:33AM

BNZ's GlobalPlus home loan product, which earned Air New Zealand Airpoints dollars has gone, but Westpac is about to roll out a similar product.

Property prices impact on S&P’s assessment of NZ banking sector

Friday, March 27th, 9:52AM

A plunge in property prices is a key risk factor for banks in New Zealand, according to a new report from Standard & Poor’s.

Changes from last:

Lender type:

Term:

Property value:

Loan amount:

Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ANZ 6.74 5.80 5.89 6.09 5.99 6.29 6.49 6.49 6.85
ANZ Special - - 5.39 5.70 5.39 5.79 - 5.89 -
ASB Bank 6.75 5.80 5.99 5.99 5.99 6.39 6.39 6.49 6.75
ASB Bank Special - - 5.59 5.70 5.39 5.59 5.99 5.75 -
BankDirect 6.75 5.80 5.99 6.09 6.09 6.39 6.39 6.49 6.75
BankDirect Special - - 5.59 5.70 5.39 5.59 5.99 5.75 -
BNZ - Classic - - 5.69 - 5.39 5.59 - 5.79 -
BNZ - Mortgage One 7.15 - - - - - - - 6.40
BNZ - Rapid Repay 6.74 - - - - - - - 5.99
BNZ - Std, FlyBuys 6.74 5.89 5.89 - 6.19 6.29 6.49 6.59 -
BNZ - TotalMoney 6.74 - - - - - - - -
Credit Union Auckland 6.70 - - - - - - - -
Credit Union Baywide 6.45 6.00 5.95 5.95 5.99 - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 5.75 - - - - - - - -
6.04 6.55 6.15 - 6.69 7.19 7.65 7.90 6.09
Finance Direct 6.10 6.25 6.45 6.60 6.69 7.10 7.45 7.70 -
First Credit Union 6.45 - - - - - - - -
General Finance 5.95 6.55 6.25 - 6.50 7.10 7.65 7.90 6.09
HBS Bank 6.65 5.80 5.69 5.74 5.39 5.69 - 5.99 6.65
HBS Special - - 5.59 5.64 5.19 5.49 - 4.99 -
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
Heretaunga Building Society 6.70 - 5.70 - 5.40 - - - -
Housing NZ Corp 6.74 - 5.70 - ▼5.99 6.29 - 6.49 -
HSBC Premier 6.84 5.65 5.65 - 5.65 5.65 5.65 5.65 6.99
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - 5.29 - 5.29 5.29 5.29 5.29 -
ICBC 6.75 5.80 5.99 6.25 6.39 - - - -
6.65 5.89 5.69 - 6.09 6.29 5.99 6.49 6.65
Kiwibank - Capped - - - - - - - - -
Kiwibank - Offset 6.55 - - - - - - - -
Kiwibank LVR > 80% - - - - 5.55 5.55 - 5.79 -
Liberty - - - - - - - - -
Napier Building Society 5.80 - 6.00 - 6.70 - - - 5.85
Nelson Building Society 6.95 - 6.15 - 6.60 - - - -
NZ Home Loans 6.85 5.89 6.09 - 6.40 6.65 6.39 6.49 -
Perpetual Trust 7.70 - - - - - - - 5.70
Resimac 6.59 - 5.92 - 5.95 6.04 6.30 6.40 -
SBS Bank 6.65 5.80 5.69 5.74 5.39 5.69 - 5.99 6.65
SBS Bank Special - - 5.59 5.64 5.19 5.49 - 4.99 -
Silver Fern 5.95 6.00 6.10 - 6.55 7.05 7.50 7.80 6.95
6.85 5.80 5.99 5.99 6.09 6.39 6.39 6.49 6.60
Sovereign Special - - 5.59 5.70 5.39 5.59 5.99 5.75 -
The Co-operative Bank 6.70 5.90 5.59 5.49 5.39 5.59 ▼5.75 ▼5.79 6.70
TSB Bank 6.74 5.80 5.70 5.80 5.70 6.00 6.40 6.50 6.74
TSB Special - - - - 5.35 5.60 - 5.85 -
Wairarapa Building Society 6.20 - 5.75 - 5.95 - - - -
Westpac 6.59 5.89 5.99 6.09 ▼5.99 ▼5.99 6.49 6.59 6.75
Westpac - Capped rates - - 6.74 - 6.99 - - - -
Westpac - Offset 6.59 - - - - - - - -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Westpac Special - - - - 5.39 5.89 - 5.99 -
Median 6.70 5.89 5.89 5.77 5.97 5.99 6.39 6.40 6.65

Last updated: 30 March 2015 10:22am

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