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ANZ takes one-year lead

Saturday, January 31st, 8:53AM  Add your comment

ANZ has taken 14 basis points off its one-year fixed home loan rates.

Decent environment for investors: Tuffley

Thursday, January 29th, 12:12PM

The Reserve Bank has today left the OCR unchanged at 3.5%, but has shifted to an explicitly neutral stance that is likely to keep interest rates low for some time yet.

What the Reserve Bank said

Thursday, January 29th, 9:17AM

Changes from last:

Lender type:

Term:

Property value:

Loan amount:

Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
AMP Home Loans 7.24 5.89 5.69 - 6.19 6.55 6.99 6.49 6.60
AMP Home Loans $200k+ 7.14 5.79 5.59 - 6.09 6.45 6.89 6.39 6.50
AMP Home Loans LVR <80% - - - - 5.75 6.09 - 5.99 -
ANZ 6.74 5.80 ▼5.95 6.15 6.09 6.39 6.49 6.59 6.85
ANZ Special - - ▼5.45 5.70 5.55 5.99 - - -
ASB Bank 6.75 5.80 5.99 6.09 6.09 6.39 6.39 6.49 6.75
ASB Bank Special - - 5.59 5.70 5.55 5.59 5.99 5.99 -
BankDirect 6.75 5.80 5.99 6.09 6.09 6.39 6.39 6.49 6.75
BankDirect Special - - 5.59 5.70 5.55 5.59 5.99 5.99 -
BNZ - Classic - - 5.69 - 5.75 5.59 - - -
BNZ - GlobalPlus 6.74 5.89 5.89 6.09 6.19 6.29 6.49 6.59 -
BNZ - Mortgage One 7.15 - - - - - - - 6.40
BNZ - Rapid Repay 6.74 - - - - - - - 5.99
BNZ - Std, FlyBuys 6.74 5.89 5.89 - 6.19 6.29 6.49 6.59 -
BNZ - TotalMoney 6.74 - - - - - - - -
Credit Union Auckland 6.70 - - - - - - - -
Credit Union Baywide 6.45 ▼6.00 ▼5.95 ▼5.95 ▼5.99 - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 5.75 - - - - - - - -
6.04 6.55 6.15 - 6.69 7.19 7.65 7.90 6.09
Finance Direct 6.10 6.25 6.45 6.60 6.69 7.10 7.45 7.70 -
First Credit Union 6.45 - - - - - - - -
General Finance 5.95 6.55 6.25 - 6.50 7.10 7.65 7.90 6.09
HBS Bank 6.65 5.80 5.69 5.74 5.74 ▼5.79 - ▼6.24 6.65
HBS Special - - 5.59 5.64 5.49 ▼5.49 - ▼5.94 -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
Heretaunga Building Society 6.70 - 6.00 - 6.30 - - - -
Housing NZ Corp 6.74 - 5.70 - 6.09 6.29 - 6.49 -
HSBC Premier 6.84 5.85 5.45 - 5.65 5.79 6.49 6.49 6.99
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - - - - - -
ICBC 6.75 5.80 5.99 6.25 6.39 - - - -
6.65 5.89 5.69 - 6.09 6.29 6.39 6.49 6.65
Kiwibank - Capped - - - - - - - - -
Kiwibank - Offset 6.55 - - - - - - - -
Kiwibank LVR > 80% - - - - 5.55 5.89 - - -
Liberty - - - - - - - - -
Napier Building Society 5.80 - 6.00 - 6.70 - - - 5.85
Nelson Building Society 6.95 - 6.15 - 6.60 - - - -
NZ Home Loans 6.85 5.89 6.09 - 6.40 6.65 6.39 6.49 -
Perpetual Trust 7.70 - - - - - - - 5.70
Resimac 6.59 - 6.03 - 6.10 6.19 6.36 6.50 -
SBS Bank 6.65 5.80 5.69 5.74 5.74 ▼5.79 - ▼6.24 6.65
SBS Bank Special - - 5.59 5.64 5.49 ▼5.49 - ▼5.94 -
Silver Fern 5.95 6.00 6.10 - 6.55 7.05 7.50 7.80 6.95
6.85 5.80 5.99 6.09 6.19 6.39 6.39 6.49 6.60
Sovereign Special - - 5.59 5.70 5.75 5.59 5.99 5.99 -
The Co-operative Bank 6.70 5.90 5.59 5.59 5.59 5.74 5.99 6.25 6.70
TSB Bank 6.74 5.85 5.95 6.05 6.19 6.30 6.80 7.00 6.74
TSB Special - - - - 5.79 - - - -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Wairarapa Building Society 6.20 - 5.75 - 5.95 - - - -
Westpac 6.59 5.80 6.09 6.30 6.39 6.65 6.79 6.99 6.75
Westpac - Capped rates - - 6.74 - 6.99 - - - -
Westpac - Offset 6.59 - - - - - - - -
Westpac Special - - - - 5.79 5.89 - 5.99 -
Median 6.70 5.89 5.95 5.95 6.09 6.29 6.49 6.49 6.65

Last updated: 31 January 2015 5:00am

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