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Today's Mortgage Rates

Kiwibank's three-year rate matched; OCR preview

Friday, April 24th, 11:31AM  Add your comment

One of the banks have moved to match Kiwibank with a market leading three-year rate of 5.39%, which is only bettered by HSBC. But as we know the days are numbered for the HSBC rate.

Also today we can tell you what economists think will happen with interest rates next week. Read On

RBNZ rate cut unlikely – for now

Friday, April 24th, 3:36PM

With the Reserve Bank’s next Official Cash Rate (OCR) announcement due on Thursday, a mortgagerates.co.nz survey of economists reveals many believe a downward bias is creeping into the RBNZ’s thinking.

Days numbered for HSBC's special rate

Wednesday, April 22nd, 11:40AM

HSBC says that it's special home loan rates will be ending on May 1.

Changes from last:

Lender type:

Term:

Property value:

Loan amount:

Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ANZ 6.74 5.80 5.99 6.09 5.99 6.29 6.49 6.49 6.85
ANZ Special - - 5.49 5.70 5.39 5.79 - 5.89 -
ASB Bank 6.75 5.80 5.99 5.99 5.99 6.39 6.39 6.49 6.75
ASB Bank Special - - 5.59 5.70 5.39 5.45 5.99 5.75 -
BankDirect 6.75 5.80 5.99 6.09 6.09 6.39 6.39 6.49 6.75
BankDirect Special - - 5.59 - 5.39 ▼5.39 - 5.75 -
BNZ - Mortgage One 7.15 - - - - - - - 7.15
BNZ - Rapid Repay 6.74 - - - - - - - 6.74
BNZ - Special - - - - - - - - -
BNZ - Std, FlyBuys 6.74 5.59 5.49 - 5.39 5.55 5.65 5.75 -
BNZ - TotalMoney 6.74 - - - - - - - -
Credit Union Auckland 6.70 - - - - - - - -
Credit Union Baywide 6.45 6.00 5.95 5.95 5.99 - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 5.75 - - - - - - - -
6.04 6.55 6.15 - 6.69 7.19 7.65 7.90 6.09
Finance Direct 6.10 6.25 6.45 6.60 6.69 7.10 7.45 7.70 -
First Credit Union 6.45 - - - - - - - -
General Finance 5.95 6.55 6.25 - 6.50 7.10 7.65 7.90 6.09
HBS Bank 6.65 5.80 5.69 5.74 5.39 5.69 - 5.99 6.65
HBS Special - - 5.59 5.64 5.19 5.49 - 4.99 -
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
Heretaunga Building Society 6.70 - 5.70 - 5.40 - - - -
Housing NZ Corp 6.74 - 5.70 - 5.99 6.29 - 6.49 -
HSBC Premier 6.84 5.65 5.65 - 5.65 5.65 5.65 5.65 6.99
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - 5.29 - 5.29 5.29 5.29 5.29 -
ICBC 6.75 5.80 5.99 6.25 6.39 - - - -
6.65 5.89 ▼5.59 - 6.09 6.29 5.99 6.49 6.65
Kiwibank - Capped - - - - - - - - -
Kiwibank - Offset 6.55 - - - - - - - -
Kiwibank Special - - - - 5.39 ▼5.39 - 5.79 -
Liberty - - - - - - - - -
Napier Building Society 5.80 - 6.00 - 6.70 - - - 5.85
Nelson Building Society 6.95 - 6.15 - 6.60 - - - -
NZ Home Loans 6.85 5.89 6.09 - 6.40 6.29 6.39 6.49 -
Perpetual Trust 7.70 - - - - - - - 5.70
Resimac 6.59 - 5.88 - 5.86 5.90 6.02 6.06 -
SBS Bank 6.65 5.80 5.69 5.74 5.39 5.69 - 5.99 6.65
SBS Bank Special - - 5.59 5.64 5.19 5.49 - 4.99 -
Silver Fern 5.95 6.00 6.10 - 6.55 7.05 7.50 7.80 6.95
6.85 5.80 5.99 5.99 6.09 6.29 6.39 6.49 6.60
Sovereign Special - - 5.59 - 5.39 ▼5.39 - 5.65 -
The Co-operative Bank 6.70 ▼5.80 5.59 5.49 5.39 ▼5.49 ▼5.69 ▼5.69 6.70
TSB Bank 6.74 5.80 5.70 5.80 5.70 6.00 6.40 6.50 6.74
TSB Special - - - - 5.35 5.60 - 5.85 -
Wairarapa Building Society 6.20 - 5.75 - 5.95 - - - -
Westpac 6.59 5.80 5.99 5.99 5.99 5.99 6.39 6.49 6.75
Westpac - Capped rates - - 6.74 - 6.99 - - - -
Westpac - Offset 6.59 - - - - - - - -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Westpac Special - - - 5.34 5.39 5.89 - 5.65 -
Median 6.70 5.80 5.81 5.80 5.95 5.89 6.39 6.03 6.70

Last updated: 23 April 2015 9:40pm

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