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No OCR change on horizon

Friday, December 9th, 9:01AM  Add your comment

New Zealand’s highly charged housing market is the biggest domestic economic risk facing the country but no change to the OCR is on the horizon, the Reserve Bank governor says. Read more

Housing market NZ’s biggest domestic risk - RBNZ

Thursday, December 8th, 10:38AM

New Zealand’s highly charged housing market is the biggest domestic economic risk facing the country but no change to the OCR is on the horizon, the Reserve Bank governor says.

DTIs not in the near future - economists

Wednesday, November 30th, 11:49AM

Concerns about the increase in debt relative to incomes mean the Reserve Bank want the tools to address the issue, but economists don't expect to see them introduced anytime soon.

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ANZ 5.59 4.99 4.75 4.89 4.95 5.15 5.29 5.45 5.70
ANZ Special - - 4.25 - 4.45 - - - -
ASB Bank 5.65 5.09 4.69 4.95 4.99 5.29 5.59 5.79 5.55
ASB Bank Special - 4.75 4.29 4.45 4.49 4.79 5.19 5.39 -
BankDirect 5.65 5.09 4.69 4.95 4.99 5.29 - 5.79 5.55
BankDirect Special - 4.75 4.29 4.45 4.49 4.79 - 5.39 -
BNZ - Mortgage One 6.25 - - - - - - - 7.15
BNZ - Rapid Repay 5.70 - - - - - - - 6.74
BNZ - Special - - 4.29 - 4.45 4.65 - - -
BNZ - Std, FlyBuys 5.64 4.99 4.85 4.99 4.95 5.15 5.29 5.45 -
BNZ - TotalMoney 5.64 - - - - - - - -
Credit Union Auckland 6.70 - - - - - - - -
Credit Union Baywide 5.95 5.55 4.99 4.99 4.99 - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 6.45 - - - - - - - -
Finance Direct 6.10 6.25 6.45 6.60 6.69 7.10 7.45 7.70 -
First Credit Union 5.85 - - - - - - - -
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
Heretaunga Building Society 5.60 - 4.85 - 4.90 - - - -
Housing NZ Corp 5.55 - 4.69 - 4.75 ▲4.99 - ▲5.19 -
HSBC Premier 5.75 4.85 4.19 4.19 4.19 4.49 4.79 4.99 5.89
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - - - - - -
ICBC 5.60 4.39 4.39 4.69 4.69 4.99 5.35 5.45 -
5.25 4.75 4.70 - 4.75 4.75 ▲5.30 ▲5.40 5.30
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Kiwibank - Capped - - - - - - - - -
Kiwibank - Offset 5.25 - - - - - - - -
Kiwibank Special - - 4.19 - ▲4.39 ▲4.75 - - -
Liberty 5.69 - - - - - - - -
Napier Building Society 6.50 - 5.80 - 6.70 - - - 5.85
Nelson Building Society 6.10 - 4.85 - 4.99 - - - -
NZ Home Loans 5.45 4.75 4.69 - 4.75 ▲5.00 ▲5.30 ▲5.40 -
NZ Home Loans - Specials - - - - - - - - -
NZ Home Loans - Specials - 4.75 4.19 - ▲4.39 ▲4.75 ▲5.19 5.39 -
Perpetual Trust 7.70 - - - - - - - 5.70
Resimac 5.19 - 4.94 - 4.90 4.91 5.03 5.03 -
SBS Bank 5.54 4.99 4.75 4.89 4.89 4.99 5.10 5.19 5.59
SBS Bank Special - 4.50 4.25 4.29 4.29 4.35 4.90 4.99 -
5.75 5.09 4.69 4.95 4.99 5.29 5.59 5.79 6.35
Sovereign Special - 4.75 4.29 4.45 4.49 4.79 5.19 5.39 -
The Co-operative Bank 5.45 4.65 4.39 4.45 4.45 4.79 4.99 ▲5.29 5.45
TSB Bank 5.54 4.99 4.75 4.75 4.75 4.99 5.19 5.19 5.54
TSB Special - 4.75 4.25 4.35 4.19 4.59 4.89 4.99 -
Wairarapa Building Society 6.20 - 5.75 - 5.95 - - - -
Westpac 5.65 5.15 4.79 4.95 4.90 5.09 5.29 ▲5.79 5.65
Westpac - Capped rates - - 5.15 - 5.25 - - - -
Westpac - Offset 5.65 - - - - - - - -
Westpac Special - - 4.25 - ▲4.39 ▲4.75 - ▲5.39 -
Median 5.65 4.92 4.69 4.82 4.75 4.95 5.19 5.39 5.70

Last updated: 7 December 2016 7:40am

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