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Today's Mortgage Rates

RESIMAC takes the lead

Monday, August 29th, 9:20AM  Add your comment

RESIMAC has cut its variable rate to take a market leading position. See how it stacks up here where we have sorted the rates table from lowest to highest variable rate.

Reserve Bank’s LVRs will have little impact on New Zealand’s house price growth and more macro-prudential tools are likely, a global ratings agency says. Read here

Looming LVRs impact on mortgage lending

Wednesday, August 24th, 4:43PM

New LVR restrictions seem to be affecting mortgage demand already, with the Reserve Bank’s latest residential lending data showing a big dip in mortgage lending

Expect OCR cut in November - economists

Wednesday, August 24th, 6:00AM

Further OCR cuts are looming strongly on the horizon in the wake of the Reserve Bank’s speech yesterday, economists have said.

Changes from last:

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ANZ 5.59 4.99 4.75 4.89 4.85 4.99 5.20 5.30 5.70
ANZ Special - - 4.25 - 4.35 - - - -
ASB Bank 5.55 5.09 4.69 4.79 4.75 4.89 5.09 5.29 5.55
ASB Bank Special - 4.75 4.25 4.25 4.29 4.34 4.59 4.79 -
BankDirect 5.55 5.09 4.69 4.79 4.75 4.89 - 5.29 5.55
BankDirect Special - 4.75 4.25 4.25 4.29 4.34 - 4.79 -
BNZ - Mortgage One 6.25 - - - - - - - 7.15
BNZ - Rapid Repay 5.70 - - - - - - - 6.74
BNZ - Special - - 4.29 - 4.29 4.49 - - -
BNZ - Std, FlyBuys 5.64 4.99 4.85 4.99 4.89 4.99 4.99 5.15 -
BNZ - TotalMoney 5.64 - - - - - - - -
Credit Union Auckland 6.70 - - - - - - - -
Credit Union Baywide 5.95 5.55 4.99 4.99 4.99 - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 6.45 - - - - - - - -
Finance Direct 6.10 6.25 6.45 6.60 6.69 7.10 7.45 7.70 -
First Credit Union 5.85 - - - - - - - -
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
Heretaunga Building Society 5.60 - 4.85 - 4.90 - - - -
Housing NZ Corp 5.55 - 4.69 - 4.75 4.89 - 5.15 -
HSBC Premier 5.75 4.85 4.19 4.19 4.19 4.49 4.79 4.99 5.89
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - 3.79 - - - -
ICBC 5.60 4.39 4.39 4.69 4.69 4.99 5.35 5.45 -
5.25 4.75 4.70 - 4.75 4.29 4.90 4.99 5.50
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Kiwibank - Capped - - - - - - - - -
Kiwibank - Offset 5.25 - - - - - - - -
Kiwibank Special - - 4.19 - 4.29 - - 5.35 -
Liberty - - - - - - - - -
Napier Building Society 6.50 - 5.80 - 6.70 - - - 5.85
Nelson Building Society 6.10 - 4.85 - 4.99 - - - -
NZ Home Loans 5.45 4.75 4.69 - 4.75 4.75 5.25 5.35 -
NZ Home Loans - Specials - - - - - - - - -
NZ Home Loans - Specials - - 4.19 - 4.29 4.29 4.59 4.79 -
Perpetual Trust 7.70 - - - - - - - 5.70
Resimac ▼5.19 - 4.94 - 4.90 4.91 5.03 5.03 -
SBS Bank 5.54 4.99 4.75 4.89 4.89 4.99 5.10 5.19 5.59
SBS Bank Special - 4.50 4.25 4.15 4.15 4.55 4.90 4.99 -
5.65 5.09 4.69 4.79 4.75 4.89 5.09 5.29 6.35
Sovereign Special - 4.75 4.25 4.25 4.29 4.34 4.59 4.79 -
The Co-operative Bank 5.45 4.50 4.25 4.29 4.29 4.49 4.89 4.99 5.45
TSB Bank 5.54 4.99 4.75 4.75 4.75 4.99 5.19 5.19 5.54
TSB Special - 4.75 4.25 4.35 4.19 4.59 4.89 4.99 -
Wairarapa Building Society 6.20 - 5.75 - 5.95 - - - -
Westpac 5.65 5.15 4.79 4.95 4.85 4.99 5.09 5.19 5.65
Westpac - Capped rates - - 5.15 - 5.25 - - - -
Westpac - Offset 5.65 - - - - - - - -
Westpac Special - - 4.25 - 4.29 4.49 - 4.89 -
Median 5.65 4.99 4.69 4.77 4.75 4.89 5.03 5.15 5.70

Last updated: 29 August 2016 9:32am

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