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Today's Mortgage Rates

TSB's turn

Monday, June 29th, 10:50AM  Add your comment

New in the table today are changes to TSB's home loan rates. It joins the growing number of lenders with a two-year fixed rate below the five percent mark. Check them all out here.

Banks net interest income falls - PwC

Wednesday, June 24th, 1:03PM

A decrease in the net interest income of New Zealand’s major banks reflects the current highly competitive lending environment.

Yield Curve: Small lenders v Big banks

Saturday, June 20th, 12:33PM

With so many home loan rate changes at the moment we have done some comparisons between various lenders to see who they stack up against each other.

Changes from last:

Lender type:

Term:

Property value:

Loan amount:

Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ANZ 6.49 5.59 ▼5.10 5.55 5.59 5.59 5.75 5.79 6.60
ANZ Special - - - - ▼4.99 - - - -
ASB Bank 6.50 5.49 5.49 5.49 5.49 5.75 5.75 5.99 6.50
ASB Bank Special - - 4.99 - 5.10 5.39 - 5.65 -
BankDirect 6.50 5.49 5.49 5.49 5.49 5.75 - 5.75 6.50
BankDirect Special - - 4.99 - 5.10 5.39 - 5.65 -
BNZ - Mortgage One 6.90 - - - - - - - 7.15
BNZ - Rapid Repay 6.49 - - - - - - - 6.74
BNZ - Special - - - - 4.99 - - - -
BNZ - Std, FlyBuys 6.49 5.59 ▼5.19 - 5.39 ▼5.29 5.65 5.75 -
BNZ - TotalMoney 6.34 - - - - - - - -
Credit Union Auckland 6.70 - - - - - - - -
Credit Union Baywide 6.45 6.00 5.95 5.95 5.99 - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 6.45 - - - - - - - -
Finance Direct 6.10 6.25 6.45 6.60 6.69 7.10 7.45 7.70 -
First Credit Union 6.45 - - - - - - - -
HBS Bank 6.39 ▼5.59 ▼5.39 ▼5.39 5.39 ▼5.39 - ▼5.59 6.39
HBS Special - - 4.99 4.99 ▼4.99 ▼4.99 - 5.35 -
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
Heretaunga Building Society 6.45 - 5.40 - 5.40 - - - -
Housing NZ Corp 6.74 - 5.70 - 5.99 6.29 - 6.49 -
HSBC Premier 6.60 5.65 4.95 - 4.95 5.40 5.50 5.60 6.75
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - 5.29 - 5.29 5.29 5.29 5.29 -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ICBC 6.75 5.80 5.99 6.25 6.39 - - - -
6.40 5.39 5.39 - 5.49 5.69 5.75 5.99 6.40
Kiwibank - Capped - - - - - - - - -
Kiwibank - Offset 6.40 - - - - - - - -
Kiwibank Special - - 5.09 - 4.99 5.39 - 5.60 -
Liberty - - - - - - - - -
Napier Building Society 6.50 - 5.80 - 6.70 - - - 5.85
Nelson Building Society 6.95 - 6.15 - 6.60 - - - -
NZ Home Loans 6.85 5.49 5.49 - 5.49 6.29 5.75 5.99 -
Perpetual Trust 7.70 - - - - - - - 5.70
Resimac 5.84 - 5.60 - 5.65 5.79 5.90 6.04 -
SBS Bank 6.39 ▼5.59 ▼5.39 ▼5.39 5.39 ▼5.39 - ▼5.59 6.39
SBS Bank Special - - 4.99 4.99 ▼4.99 ▼4.99 - 5.35 -
6.60 5.49 5.49 5.49 5.10 5.75 5.75 5.99 6.60
Sovereign Special - - 4.99 - 5.10 5.39 - 5.65 -
The Co-operative Bank 6.45 5.45 5.15 4.99 ▼4.99 5.35 5.55 5.69 ▼6.45
TSB Bank 6.49 ▼5.60 ▼5.45 5.59 ▼5.49 5.75 5.85 ▼5.85 6.49
TSB Special - - - - ▼4.99 5.40 - - -
Wairarapa Building Society 6.20 - 5.75 - 5.95 - - - -
Westpac 6.40 5.49 5.49 5.49 5.49 5.59 5.75 5.79 6.50
Westpac - Capped rates - - 6.74 - 6.99 - - - -
Westpac - Offset 6.40 - - - - - - - -
Westpac Special - - - - 4.99 - - - -
Median 6.49 5.59 5.45 5.49 5.40 5.40 5.75 5.75 6.50

Last updated: 29 June 2015 10:36am

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