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Property prices impact on S&P’s assessment of NZ banking sector

Friday, March 27th, 9:54AM  Add your comment

A plunge in property prices is a key risk factor for banks in New Zealand, according to a new report from Standard & Poor’s.  Here's what S&P said

Property prices impact on S&P’s assessment of NZ banking sector

Friday, March 27th, 9:52AM

A plunge in property prices is a key risk factor for banks in New Zealand, according to a new report from Standard & Poor’s.

BNZ's home loan airpoints scheme grounded

Thursday, March 19th, 1:01PM

BNZ customers with a Global Plus home loan will no longer be getting Air New Zealand Airpoints.

Changes from last:

Lender type:

Term:

Property value:

Loan amount:

Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ANZ 6.74 5.80 5.89 6.09 5.99 6.29 6.49 6.49 6.85
ANZ Special - - 5.39 5.70 5.39 5.79 - 5.89 -
ASB Bank 6.75 5.80 5.99 5.99 5.99 6.39 6.39 6.49 6.75
ASB Bank Special - - 5.59 5.70 5.39 5.59 5.99 5.75 -
BankDirect 6.75 5.80 5.99 6.09 6.09 6.39 6.39 6.49 6.75
BankDirect Special - - 5.59 5.70 5.39 5.59 5.99 5.75 -
BNZ - Classic - - 5.69 - 5.39 5.59 - 5.79 -
BNZ - Mortgage One 7.15 - - - - - - - 6.40
BNZ - Rapid Repay 6.74 - - - - - - - 5.99
BNZ - Std, FlyBuys 6.74 5.89 5.89 - 6.19 6.29 6.49 6.59 -
BNZ - TotalMoney 6.74 - - - - - - - -
Credit Union Auckland 6.70 - - - - - - - -
Credit Union Baywide 6.45 6.00 5.95 5.95 5.99 - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 5.75 - - - - - - - -
6.04 6.55 6.15 - 6.69 7.19 7.65 7.90 6.09
Finance Direct 6.10 6.25 6.45 6.60 6.69 7.10 7.45 7.70 -
First Credit Union 6.45 - - - - - - - -
General Finance 5.95 6.55 6.25 - 6.50 7.10 7.65 7.90 6.09
HBS Bank 6.65 5.80 5.69 5.74 5.39 5.69 - 5.99 6.65
HBS Special - - 5.59 5.64 5.19 5.49 - 4.99 -
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
Heretaunga Building Society 6.70 - 5.70 - 5.40 - - - -
Housing NZ Corp 6.74 - 5.70 - 6.09 6.29 - 6.49 -
HSBC Premier 6.84 5.65 5.65 - 5.65 5.65 5.65 5.65 6.99
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - 5.29 - 5.29 5.29 5.29 5.29 -
ICBC 6.75 5.80 5.99 6.25 6.39 - - - -
6.65 5.89 5.69 - 6.09 6.29 5.99 6.49 6.65
Kiwibank - Capped - - - - - - - - -
Kiwibank - Offset 6.55 - - - - - - - -
Kiwibank LVR > 80% - - - - 5.55 5.55 - 5.79 -
Liberty - - - - - - - - -
Napier Building Society 5.80 - 6.00 - 6.70 - - - 5.85
Nelson Building Society 6.95 - 6.15 - 6.60 - - - -
NZ Home Loans 6.85 5.89 6.09 - 6.40 6.65 6.39 6.49 -
Perpetual Trust 7.70 - - - - - - - 5.70
Resimac 6.59 - 5.92 - 5.95 6.04 6.30 6.40 -
SBS Bank 6.65 5.80 5.69 5.74 5.39 5.69 - 5.99 6.65
SBS Bank Special - - 5.59 5.64 5.19 5.49 - 4.99 -
Silver Fern 5.95 6.00 6.10 - 6.55 7.05 7.50 7.80 6.95
6.85 5.80 5.99 5.99 6.09 6.39 6.39 6.49 6.60
Sovereign Special - - 5.59 5.70 5.39 5.59 5.99 5.75 -
The Co-operative Bank 6.70 5.90 5.59 5.49 5.39 5.59 ▼5.75 ▼5.79 6.70
TSB Bank 6.74 5.80 5.70 5.80 5.70 6.00 6.40 6.50 6.74
TSB Special - - - - 5.35 5.60 - 5.85 -
Wairarapa Building Society 6.20 - 5.75 - 5.95 - - - -
Westpac 6.59 5.89 5.99 6.09 6.19 6.39 6.49 6.59 6.75
Westpac - Capped rates - - 6.74 - 6.99 - - - -
Westpac - Offset 6.59 - - - - - - - -
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Westpac Special - - - - 5.39 5.89 - 5.99 -
Median 6.70 5.89 5.89 5.77 5.97 6.00 6.39 6.40 6.65

Last updated: 25 March 2015 9:26am

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