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Kiwibank takes knife to one-year rate

Monday, September 22nd, 9:08AM  Add your comment

Kiwibank has taken 20 basis points off its one-year fixed rate to bring it down to 5.79%. See how it compares here where we have sorted the table from lowest to highest one-year rate.

Floating rates flat for seven more months

Thursday, September 11th, 9:10AM

While the Reserve Bank is not indicating when it next expects to increase the OCR, markets are picking the move will come in seven months time.

Interest rates on hold for some time

Thursday, September 11th, 9:01AM

Economists’ predictions that the Reserve Bank would hold the official cash rate at 3.50% have proved to be correct.

Changes from last:

Lender type:

Term:

Property value:

Loan amount:

Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
AMP Home Loans 7.24 5.89 ▼5.79 - 6.39 6.65 6.99 ▼6.79 6.60
AMP Home Loans $200k+ 7.14 5.79 ▼5.69 - 6.29 6.55 6.89 ▼6.69 6.50
AMP Home Loans LVR <80% - - - - 5.85 6.29 - - -
ANZ 6.74 5.95 6.15 6.25 6.49 6.49 6.95 7.15 6.85
ANZ LVR > 90 6.74 6.45 6.65 6.75 6.99 6.99 7.45 7.65 6.85
ANZ Special - - 5.75 - 5.99 - - - -
ASB Bank 6.75 5.80 6.09 6.30 6.40 6.65 6.80 6.99 6.75
ASB Bank Special - - - - 5.99 6.19 - - -
BankDirect 6.75 5.80 6.09 6.30 6.99 6.65 - 6.99 6.75
BankDirect Special - - - - 5.99 6.19 - - -
BNZ - Classic - - - - 5.99 6.19 - - -
BNZ - GlobalPlus 6.74 5.89 5.99 6.25 6.39 6.59 6.79 6.99 -
BNZ - Mortgage One 7.15 - - - - - - - 6.40
BNZ - Rapid Repay 6.74 - - - - - - - 5.99
BNZ - Std, FlyBuys 6.74 5.89 5.99 - 6.39 6.59 6.79 6.99 -
BNZ - TotalMoney 6.74 - - - - - - - -
Credit Union Auckland 6.70 - - - - - - - -
Credit Union Baywide 6.45 5.70 5.90 - 6.50 - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 5.75 - - - - - - - -
6.04 6.55 6.15 - 6.69 7.19 7.65 7.90 6.09
Finance Direct 6.10 6.25 6.45 6.60 6.69 7.10 7.45 7.70 -
First Credit Union 6.45 - - - - - - - -
General Finance 5.95 6.55 6.25 - 6.50 7.10 7.65 7.90 6.09
HBS Bank 6.15 5.80 5.85 5.99 5.99 6.19 - 6.79 5.90
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
HBS Special - - - - - 5.89 - - -
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
Heretaunga Building Society 6.70 - 6.00 - 6.50 - - - -
Housing NZ Corp 6.74 - 5.99 - ▲6.39 ▼6.59 - 6.99 -
HSBC Premier 6.84 5.85 5.95 - 5.95 ▼6.39 6.79 6.99 6.99
HSBC Premier LVR > 80% - - 5.75 - 5.75 5.75 - - -
HSBC Special - - - - - - - - -
ICBC 6.75 5.80 5.99 6.25 6.39 - - - -
6.65 5.89 ▼5.79 - 6.39 6.65 6.69 6.79 6.65
Kiwibank - Capped 5.65 - 6.50 - - - - - -
Kiwibank - Offset 6.55 - - - - - - - -
Kiwibank LVR > 80% - - - - 5.89 6.19 - - -
Liberty 5.64 - - - - - - - -
Napier Building Society 5.80 - 6.00 - 6.70 - - - 5.85
Nelson Building Society 6.95 - 6.15 - 6.60 - - - -
NZ Home Loans 6.85 5.89 6.09 - 6.40 6.65 6.80 6.99 -
Perpetual Trust 7.70 - - - - - - - 5.70
Resimac ▲6.59 - ▲6.35 - 6.58 6.77 6.89 6.94 -
SBS Bank 6.15 5.80 5.85 5.99 5.99 6.19 - 6.79 6.15
SBS Bank Special - - - - - 5.89 - - -
Silver Fern 5.95 6.00 6.10 - 6.55 7.05 7.50 7.80 6.95
6.85 5.80 6.09 6.30 6.40 6.65 6.80 6.99 6.60
Sovereign Special - - - - - 6.19 - - -
The Co-operative Bank 6.70 6.00 6.00 6.00 6.00 6.25 6.75 6.89 6.70
TSB Bank 6.74 5.85 ▼5.95 6.05 6.19 ▼6.30 6.80 7.00 6.74
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
TSB Special - - - - 5.79 - - - -
Wairarapa Building Society 6.20 - 5.75 - 5.95 - - - -
Westpac 6.59 5.80 6.09 6.30 6.39 6.65 6.79 6.99 6.75
Westpac - Capped rates - - 6.74 - 6.99 - - - -
Westpac - Offset 6.59 - - - - - - - -
Westpac Special - - - - 5.99 6.19 - - -
Median 6.70 5.89 6.00 6.25 6.39 6.57 6.80 6.99 6.62

Last updated: 22 September 2014 9:11am

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