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Today's Mortgage Rates

Slow building consent trend concerning

Friday, January 20th, 9:24AM  Add your comment

Dwelling consents may have just hit a new high, but the trend is slowing – and that’s a worry, particularly for supply-strapped Auckland, economists say. Read more

Surprise spike in mortgage lending

Wednesday, December 21st, 4:22PM

Evidence that the effect of the latest LVR restrictions might be diminishing comes in new data which reveals a big jump in mortgage lending – including to investors.

OCR hikes on the horizon

Wednesday, December 21st, 10:46AM

The OCR has troughed and the risks are now skewed to OCR hikes from the middle of next year, according to one major bank.

Changes from last:

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Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
ANZ ▲5.69 4.99 ▲4.95 ▲5.05 ▲5.25 ▲5.49 ▲5.70 ▲5.85 ▲5.80
ANZ Special - - ▲4.45 - ▲4.75 - - - -
ASB Bank 5.65 5.25 4.89 5.05 5.19 5.49 5.89 6.09 5.55
ASB Bank Special - 4.85 4.49 4.65 4.79 5.09 5.49 5.69 -
BankDirect 5.65 5.25 4.89 5.05 5.19 5.49 - 6.09 5.55
BankDirect Special - 4.85 4.49 4.65 4.79 5.09 - 5.69 -
BNZ - Mortgage One 6.25 - - - - - - - 7.15
BNZ - Rapid Repay 5.70 - - - - - - - 6.74
BNZ - Special - - 4.49 - 4.79 5.09 - - -
BNZ - Std, FlyBuys ▲5.79 5.25 4.89 5.05 5.19 5.49 5.69 5.79 -
BNZ - TotalMoney 5.64 - - - - - - - -
Credit Union Auckland 6.70 - - - - - - - -
Credit Union Baywide 5.95 5.55 4.99 4.99 4.99 - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 6.45 - - - - - - - -
Finance Direct - - - - - - - - -
First Credit Union 5.85 - - - - - - - -
Heartland 6.70 6.90 7.00 - 7.25 7.85 - 8.55 6.70
Heretaunga Building Society 5.60 - 4.85 - 4.90 - - - -
Housing NZ Corp 5.59 - ▲4.75 - ▲4.90 ▲5.20 - ▲5.55 -
HSBC Premier 5.59 4.85 4.19 4.29 4.39 4.69 5.09 5.29 5.89
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - - - - - -
ICBC 5.60 4.39 4.39 4.69 4.69 4.99 5.35 5.45 -
5.40 4.85 4.80 - 4.90 5.20 5.45 5.55 5.45
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Kiwibank - Capped - - - - - - - - -
Kiwibank - Offset 5.40 - - - - - - - -
Kiwibank Special - - 4.35 - 4.54 4.95 - - -
Liberty 5.69 - - - - - - - -
Napier Building Society - - - - - - - - -
Nelson Building Society 6.10 - ▲4.99 - ▲5.25 - - - -
NZ Home Loans 5.65 4.85 4.80 - 4.90 5.20 5.45 5.55 -
NZ Home Loans - Specials - - - - - - - - -
NZ Home Loans - Specials - - 4.35 - 4.54 4.95 - - -
Perpetual Trust 7.70 - - - - - - - 5.70
Resimac 5.30 - 4.86 - 4.94 5.15 5.34 5.45 -
SBS Bank 5.54 4.99 4.75 4.95 4.95 5.29 5.29 5.79 5.59
SBS Bank Special - 4.50 4.29 4.45 4.39 4.75 5.29 5.45 -
Sovereign 5.75 5.25 4.89 5.05 5.19 5.49 5.89 6.09 6.35
Sovereign Special - 4.85 4.49 4.65 4.79 5.09 5.49 5.69 -
The Co-operative Bank - Owner Occ ▲5.55 ▲4.80 ▲4.45 ▲4.60 ▲4.75 ▲5.05 ▲5.45 5.55 ▲5.55
The Co-operative Bank - Standard ▲5.55 ▲5.30 ▲4.95 ▲5.10 ▲5.25 ▲5.55 ▲5.95 6.05 ▲5.55
TSB Bank 5.54 4.99 4.75 4.75 4.79 4.99 5.29 5.49 5.54
TSB Special - 4.75 4.25 4.45 4.49 4.69 5.10 5.29 -
Wairarapa Building Society 5.70 - 4.85 - 4.99 - - - -
Westpac 5.65 ▲5.25 ▲4.89 ▲5.05 ▲5.19 ▲5.49 ▲5.69 ▲5.89 5.65
Westpac - Capped rates - - 5.15 - 5.25 - - - -
Westpac - Offset 5.65 - - - - - - - -
Westpac Special - - ▲4.49 - ▲4.79 ▲5.09 - ▲5.49 -
Median 5.65 4.99 4.78 4.85 4.90 5.12 5.45 5.69 5.65

Last updated: 20 January 2017 8:06am

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