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Today's Mortgage Rates

TSB picks on two-year rate

Monday, September 1st, 9:09AM  Add your comment

TSB has taken a market leading position in the two-year fixed rate market with a rate of 5.79%. In addition to this it is offering cash incentives and the chance to win a $20,000 house make-over. Of course terms and conditions apply.

To see how this rate compares we have sorted the table from lowest to highest two year rates here.

In the three-year space ASB and its associated lenders have a new 6.19% Special.

New course for mortgage advisers

Monday, September 1st, 4:31PM

The Professional Advisers Association has dumped its introduction to mortgages course and replaced it with a five-day course which it hopes will become mandatory for people wanting to enter the industry.

[MRadio] A refi tale

Monday, August 18th, 7:00AM

Philip Macalister gives you a round up of interest rate news; tells you a story about a re-finance he has just done, and talks about Westpac’s latest moves.

Changes from last:

Lender type:

Term:

Property value:

Loan amount:

Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
AMP Home Loans 7.24 5.89 5.99 - 6.39 6.65 6.99 6.95 6.60
AMP Home Loans $200k+ 7.14 5.79 5.89 - 6.29 6.55 6.89 6.85 6.50
AMP Home Loans LVR <80% - - - - 5.85 6.29 - - -
ANZ 6.74 5.95 6.05 6.25 6.49 6.65 6.95 7.15 6.85
ANZ LVR > 90 6.74 6.45 6.55 6.75 6.99 7.15 7.45 7.65 6.85
ANZ Special - - - - 5.99 - - - -
ASB Bank 6.75 5.80 6.09 6.30 6.40 6.65 6.80 6.99 6.75
ASB Bank Special - - - - 5.99 6.19 - - -
BankDirect 6.75 5.80 6.09 6.30 6.99 6.65 - 6.99 6.75
BankDirect Special - - - - 5.99 6.19 - - -
BNZ - Classic - - - - 5.99 ▼6.19 - - -
BNZ - GlobalPlus 6.74 5.89 5.99 6.25 6.39 6.59 6.79 6.99 -
BNZ - Mortgage One 7.15 - - - - - - - 6.40
BNZ - Rapid Repay 6.74 - - - - - - - 5.99
BNZ - Std, FlyBuys 6.74 5.89 5.99 - 6.39 6.59 6.79 6.99 -
BNZ - TotalMoney 6.74 - - - - - - - -
Credit Union Auckland 6.70 - - - - - - - -
Credit Union Baywide 6.45 5.70 5.90 - 6.50 - - - -
Credit Union North 6.45 - - - - - - - -
Credit Union South 5.75 - - - - - - - -
6.04 6.55 6.15 - 6.69 7.19 7.65 7.90 6.09
Finance Direct 6.10 6.25 6.45 6.60 6.69 7.10 7.45 7.70 -
First Credit Union 6.45 - - - - - - - -
General Finance 5.95 6.55 6.25 - 6.50 7.10 7.65 7.90 6.09
HBS Bank 6.15 5.80 5.85 5.99 5.99 6.25 - 6.79 5.90
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
HBS Special - - - - - 5.95 - - -
Heartland 6.45 6.65 6.75 - 7.00 7.60 - 8.30 6.45
Heretaunga Building Society ▲6.70 - ▲6.00 - 6.50 - - - -
Housing NZ Corp 6.74 - 5.99 - 6.19 6.60 - 6.99 -
HSBC Premier 6.84 5.85 5.95 - 5.95 6.55 6.79 6.99 6.99
HSBC Premier LVR > 80% - - - - - - - - -
HSBC Special - - - - - - - - -
ICBC 6.75 5.80 5.99 6.25 6.39 - - - -
▲6.65 5.89 5.99 - 6.39 6.65 6.80 6.95 ▲6.65
Kiwibank - Capped 5.65 - 6.50 - - - - - -
Kiwibank - Offset ▲6.55 - - - - - - - -
Kiwibank LVR > 80% - - - - ▼5.89 - - - -
Liberty 5.64 - - - - - - - -
Napier Building Society 5.80 - 6.00 - 6.70 - - - 5.85
Nelson Building Society 6.95 - 6.15 - 6.60 - - - -
NZ Home Loans 6.85 5.89 6.09 - 6.40 6.65 6.80 6.99 -
Perpetual Trust 7.70 - - - - - - - 5.70
RESIMAC LVR < 80% 6.59 - 6.35 - 6.58 6.77 6.89 6.94 -
RESIMAC LVR < 85% - - - - - - - - -
RESIMAC LVR < 90% - - - - - - - - -
RESIMAC LW DOC - - - - - - - - -
SBS Bank 6.15 5.80 5.85 5.99 5.99 6.25 - 6.79 6.15
SBS Bank Special - - - - - 5.95 - - -
Silver Fern 5.95 6.00 6.10 - 6.55 7.05 7.50 7.80 6.95
6.85 5.80 6.09 6.30 6.40 6.65 6.80 6.99 6.60
Mortgage Lender Floating 6 mth 1 year 18 mth 2 years 3 years 4 years 5 years RC
Sovereign Special - - - - - 6.19 - - -
The Co-operative Bank 6.70 6.00 6.00 6.00 6.00 6.25 6.75 6.89 6.70
TSB Bank 6.74 5.85 6.00 6.05 6.19 6.60 6.80 7.00 6.74
TSB Special - - - - ▼5.79 - - - -
Wairarapa Building Society 6.20 - 5.75 - 5.95 - - - -
Westpac 6.59 5.80 6.09 6.30 6.39 6.65 6.79 6.99 6.75
Westpac - Capped rates - - 6.74 - 6.99 - - - -
Westpac - Offset 6.59 - - - - - - - -
Westpac Special - - - - 5.99 6.19 - - -
Median 6.70 5.89 6.03 6.25 6.39 6.60 6.80 6.99 6.60

Last updated: 1 September 2014 9:03am

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