Mortgagerates.co.nz is a website solely dedicated to providing New Zealanders with information, rates and guidance on home loans.
We believe it is the biggest, independent site dedicated to home loans in the country.
The site is published by Tarawera Publishing Ltd (TPL) and is part of a suite of titles aimed at property owners and home owners.
TPL, through its site www.goodreturns.co.nz, was the first company to publish a comprehensive list of home loan rates in New Zealand. It has been collecting and publishing mortgage rate information on the net longer than any other site in New Zealand. TPL provides data to many other publications.
The goal with this site is simple: We will deliver home owners and house buyers the best set of news and information possible to help them manage their mortgage.
Other TPL publications in home loan sector:
Good Returns.co.nz: New Zealand's financial adviser news centre. Good Returns includes a mortgage section which is widely read, particularly by mortgage brokers and advisers. View Good Returns >>
The NZ Mortgage Magazine: NZ Mortgage Mag is produced every six months in tandem with the Reserve Bank's official cash rate announcements. It is the only magazine in New Zealand written for mortgage brokers and people giving advice around home loans. The magazine is distributed nationwide and goes to all the members of the NZ Mortgage Brokers Association (NZMBA). View information about the NZ Mortgage Magazine >>
The NZ Property Investor Magazine: This is the only title in the country written for residential property investors. We produce 12 issues a year and it is onsale the first Monday of each month. The magazine includes mortgage rates, commentary and information on financing and managing investment property. View NZ Property Investor magazine >>
Landlords.co.nz: Provides news and information to residential property investors. It is the online partner to the NZ Property Magazine. View Landlords >>
A look back over home loan rates over the past five years shows huge range they have traded in. The good news out of today's OCR announcement is that the Reserve Bank doesn't expect rates to peak at the same sort of lofty levels they reached in 2008.
Also the graph shows that five year rates have been the least volatile, while at the other end of the yeild curve floating rates have gone from one extreme to the other.
Disclaimer: Every possible effort has been made to keep the information in the rates tables as accurate as possible, however, neither the publishers of Mortgage Rates nor anyone engaged to compile these tables accept any liability for inaccuracies or any loss suffered as a result. It is strongly advised that readers check loan details directly with the provider concerned.