About Mortgagerates.co.nz

Mortgagerates.co.nz is a website solely dedicated to providing New Zealanders with information, rates and guidance on home loans.

We believe it is the biggest, independent site dedicated to home loans in the country.

The site is published by Tarawera Publishing Ltd (TPL) and is part of a suite of titles aimed at property owners and home owners.

TPL, through its site www.goodreturns.co.nz, was the first company to publish a comprehensive list of home loan rates in New Zealand. It has been collecting and publishing mortgage rate information on the net longer than any other site in New Zealand. TPL provides data to many other publications.

The goal with this site is simple: We will deliver home owners and house buyers the best set of news and information possible to help them manage their mortgage.

Other TPL publications in home loan sector:

Good Returns.co.nz: New Zealand's financial adviser news centre. Good Returns includes a mortgage section which is widely read, particularly by mortgage brokers and advisers. View Good Returns >>

The NZ Mortgage Magazine: NZ Mortgage Mag is produced every six weeks in tandem with the Reserve Bank's official cash rate announcements. It is the only magazine in New Zealand written for mortgage brokers and people giving advice around home loans. The magazine is distributed nationwide and goes to all the members of the NZ Mortgage Brokers Association (NZMBA). View information about the NZ Mortgage Magazine >>

The NZ Property Investor Magazine: This is the only title in the country written for residential property investors. We produce 12 issues a year and it is onsale the first Monday of each month. The magazine includes mortgage rates, commentary and information on financing and managing investment property. View NZ Property Investor magazine >>

Landlords.co.nz: Provides news and information to residential property investors. It is the online partner to the NZ Property Magazine. View Landlords >>

Title	Type	Frequency	Audience
Goodreturns.co.nz	Website	Updated daily	Financial planners, investment advisers, mortgage brokers and others in the financial services sector.
Mortgagerates.co.nz	Website	Updated daily	Home owners and house buyers
Landlords.co.nz	Website	Updated daily	Residential property investors
NZ Property Investor	Magazine	Monthly	Residential property investors
NZ Mortgage Mag	Magazine	Every six weeks	Mortgage brokers and advisers including all members of the NZMBA.

You can contact us here or call us on 0800 345 675.

Check out our other sites here:

www.depositrates.co.nz - find the best term deposit rates online

www.netprophet.co.nz - accounting news for profit

www.interestrates.co.nz - find the best interest rates

www.goodreturns.co.nz - NZ's financial adviser news centre

www.sharetrader.co.nz - the only community for share traders in NZ

Latest News

RBNZ confirms macroprudential tools

S&P sounds warning to some lenders

Mike Pero accusations fly

Kiwibank switches home loan specials to two year term

RBNZ introducing macroprudential tools 'soon'

Interest rate warning for borrowers

Compare Mortgage Rates

Compare
from
to
for	To graph multiple lenders, hold down Ctrl key while clicking in list box
	Include OCR

How to use this

Find a Mortgage Broker

Latest Trends

The OCR ain't going anywhere

The new Reserve Bank governor, Graeme Wheeler, predicts that the official cash rate won't by going anywhere until 2014.

This is clear from the 90-day bank bill forecast graph in the December Monetary Policy Statement. It shows clearly how over the past year forecast increases kept getting pushed down each quarter.

A year ago the bank was predicting the 90-day bill rate would be up at 4.00% by March 2014. That forecast was wound back to 3.3% in March, 3.2% three months later and is now down at 2.8%.

The good news for borrowers is that, asssuming things pan out as forecast, then home loan rates aren't likely to be going up any time soon either.

Disclaimer: Every possible effort has been made to keep the information in the rates tables as accurate as possible, however, neither the publishers of Mortgage Rates nor anyone engaged to compile these tables accept any liability for inaccuracies or any loss suffered as a result. It is strongly advised that readers check loan details directly with the provider concerned.

AMP Home Loans
AMP Home Loans $200k+
ANZ
ANZ - Simple Variable
ASB Bank
ASB Bank Special
AXA
BankDirect
BNZ
BNZ - Classic
BNZ - Classic (T&C apply)
BNZ - GlobalPlus
BNZ - Mortgage One
BNZ - Rapid Repay
BNZ - Std, FlyBuys
BNZ - TotalMoney
Cairns Lockie
Credit Union Auckland
Credit Union Baywide
Credit Union North
Credit Union South
eMortgage
Fantastic Home Loans
Fidelity Life
Finance Direct
First Credit Union
GEM Home Loans
General Finance
Global Home Loans
HBS
HBS Bank
HBS Bank Special
Heartland
Heretaunga Building Society
Housing NZ Corp
HSBC
HSBC Premier
HSBC Premier - with Insurance Policy
HSBC Premier Special
Kiwibank
Kiwibank - Capped
Kiwibank - Capped Variable
Kiwibank - Offset
Kiwibank - Special
Kiwibank - Special LVR 80% max
Kiwibank - Specials
Kiwibank Special
Liberty
Manchester Unity
Moorhouse Mortgages
Napier Building Society
Nelson Building Society
No.8 Mortgages
NZ Home Loans
NZ Mortgage Income Trust
NZF
NZF (LVR <80%)
NZF (LVR >80%)
NZF Standard 70
NZF Standard 80
NZMFG Home Loans
Perpetual Trust
Pioneer - Swift
Presto Mortgages
PSIS
Resimac
RESIMAC - lo doc
RESIMAC LVR <80%
RESIMAC LVR > 80%
SBS
SBS Bank
SBS Bank Special
SBS Special
Silver Fern
Southern Cross
Sovereign
The Co-operative Bank
The Co-operative Bank - Specials
The Co-operative Bank Special
TSB Bank
TSB Bank Special
United Home Loans - Prime
Waiarapa Building Society
Wairarapa Building Society
Westland Mortgages
Westpac
Westpac - Capped rates
Westpac - Choices Everyday
Westpac LVR >80%
Westpac Special